salaryRent is lower than in 90% of U.S. cities. A typical house costs under 3 years of household income, which is easy by U.S. standards. Commutes are short, about 14.2 minutes. Most homes (77.6%) are owned, so rentals can be hard to find.
How much money do I need?
To rent here comfortably, you should earn about $38,680 a year. That is $19 an hour at a full-time job.
Is rent cheaper than other Pennsylvania cities?
Yes. Rent here is cheaper than in most of Pennsylvania. It is number 43 of 269 cities from cheapest to most expensive.
How much do households earn in St. Marys?
Share of households by yearly income. 15.5% of households earn $100,000 or more.
Rent by apartment size in St. Marys
| Size | St. Marys | U.S. average |
|---|---|---|
| 1 bedroom | $724 | $1,324 |
| 2 bedrooms | $868 | $1,509 |
| 3 bedrooms | $1,065 | $1,698 |
Median monthly rent plus utilities for all renters, by number of bedrooms.
How expensive is St. Marys overall?
Everyday prices in Pennsylvania overall are 2% below the U.S. average (index 97.6, U.S. = 100).
Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for St. Marys, so the Pennsylvania figure is shown.
Taxes and bills in St. Marys
Life in St. Marys
Is it cheaper to rent or buy in St. Marys?
Renting is cheaper right now: about $67 a month less.
Owning assumes a typical $149,000 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $14,900 for the down payment.
Frequently asked questions
What is the average rent in St. Marys, PA?
Renting in St. Marys costs a median of about $967 a month in 2026, including utilities. The Pennsylvania median is $1,367.
How much do I need to make to live in St. Marys?
To keep rent under 30% of income, you need about $38,680 a year, or $19 an hour at a full-time job.
Is St. Marys cheap or expensive?
St. Marys is rated Cheap: rent takes 16.0% of the typical household income of $72,440. It ranks 43rd cheapest of 269 Pennsylvania cities we track.
How much are property taxes in St. Marys?
The median homeowner in St. Marys pays $1,935 a year in property taxes, about 1.30% of the median home value.
Is St. Marys more expensive than the national average?
Overall prices in Pennsylvania are 2% below the U.S. average, according to the U.S. Bureau of Economic Analysis.
How much does a house cost in St. Marys?
The median home value in St. Marys is $149,000, about 2.1 times the typical yearly household income.
12,529 people live in St. Marys. Numbers are typical (middle) values.