States › Ohio › St. Marys

Is St. Marys, OH expensive to live in?

CheapRent takes 14 cents of every $1 people earn here.
🏠 Rent per month (2026)$96845% lower than U.S. average
💵 Families earn per year (2026)$85,758about $7,147/month · 2% lower than U.S. average
🔑 House price$148,50055% lower than U.S. average

Rent is lower than in 90% of U.S. cities. A typical house costs under 3 years of household income, which is easy by U.S. standards. Commutes are short, about 15.7 minutes. Most homes (79%) are owned, so rentals can be hard to find.

How much money do I need?

To rent here comfortably, you should earn about $38,720 a year. That is $19 an hour at a full-time job.

Is rent cheaper than other Ohio cities?

Yes. Rent here is cheaper than in most of Ohio. It is number 42 of 288 cities from cheapest to most expensive.

St. Marys
$968
$2,196
$1,045
$1,458

How much do households earn in St. Marys?

Under $25k
9.3%
$25k–50k
26.0%
$50k–100k
41.4%
$100k–150k
14.8%
$150k+
6.1%

Share of households by yearly income. 21.0% of households earn $100,000 or more.

Rent by apartment size in St. Marys

SizeSt. MarysU.S. average
1 bedroom$563$1,324
2 bedrooms$916$1,509
3 bedrooms$1,253$1,698

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is St. Marys overall?

Everyday prices in Ohio overall are 7% below the U.S. average (index 92.8, U.S. = 100).

Housing
73
Goods (food, clothes…)
94
Utilities
96
Other services
99
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for St. Marys, so the Ohio figure is shown.

Taxes and bills in St. Marys

🏛️ Property tax$1,540a year · 1.04% of home value · U.S. $3,119
⚡ Electric bill$167a month (typical) · U.S. $156

Life in St. Marys

Commute to work15.7 minU.S.: 26.4 min
College degree17.5%U.S.: 35.7%
Own their home79%U.S.: 65.2%
Below poverty line6.6%U.S.: 12.5%
Unemployment1.8%U.S.: 5.2%

Is it cheaper to rent or buy in St. Marys?

Renting is cheaper right now: about $62 a month less.

Renting
$968
Owning
$1,030

Owning assumes a typical $148,500 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $14,850 for the down payment.

Frequently asked questions

What is the average rent in St. Marys, OH?

Renting in St. Marys costs a median of about $968 a month in 2026, including utilities. The Ohio median is $1,261.

How much do I need to make to live in St. Marys?

To keep rent under 30% of income, you need about $38,720 a year, or $19 an hour at a full-time job.

Is St. Marys cheap or expensive?

St. Marys is rated Cheap: rent takes 13.5% of the typical household income of $85,758. It ranks 42nd cheapest of 288 Ohio cities we track.

How much are property taxes in St. Marys?

The median homeowner in St. Marys pays $1,540 a year in property taxes, about 1.04% of the median home value.

Is St. Marys more expensive than the national average?

Overall prices in Ohio are 7% below the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in St. Marys?

The median home value in St. Marys is $148,500, about 1.7 times the typical yearly household income.

8,301 people live in St. Marys. Numbers are typical (middle) values.