States › Georgia › St. Marys

Is St. Marys, GA expensive to live in?

OKRent takes 24 cents of every $1 people earn here.
🏠 Rent per month (2026)$1,57110% lower than U.S. average
💵 Families earn per year (2026)$80,120about $6,677/month · 8% lower than U.S. average
🔑 House price$312,3006% lower than U.S. average

Rent is lower than in 54% of U.S. cities. A typical house costs about 3.9 years of household income.

How much money do I need?

To rent here comfortably, you should earn about $62,840 a year. That is $30 an hour at a full-time job.

Is rent cheaper than other Georgia cities?

Yes. Rent here is cheaper than in most of Georgia. It is number 73 of 168 cities from cheapest to most expensive.

St. Marys
$1,571
Winder
$1,272
Forest Park
$1,576
Kingsland
$1,669
Thomasville
$1,076
Fayetteville
$3,500+
Holly Springs
$1,969

How much do households earn in St. Marys?

Under $25k
12.9%
$25k–50k
20.1%
$50k–100k
34.3%
$100k–150k
18.5%
$150k+
8.3%

Share of households by yearly income. 26.8% of households earn $100,000 or more.

Rent by apartment size in St. Marys

SizeSt. MarysU.S. average
1 bedroom$1,203$1,324
2 bedrooms$1,162$1,509
3 bedrooms$1,628$1,698
4 bedrooms$1,781$2,098

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is St. Marys overall?

Everyday prices in Georgia overall are 4% below the U.S. average (index 96.3, U.S. = 100).

Housing
89
Goods (food, clothes…)
99
Utilities
93
Other services
97
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for St. Marys, so the Georgia figure is shown.

Taxes and bills in St. Marys

🏛️ Property tax$3,038a year · 0.97% of home value · U.S. $3,119
⚡ Electric bill$169a month (typical) · U.S. $156

Life in St. Marys

Commute to work26.2 minU.S.: 26.4 min
College degree29.3%U.S.: 35.7%
Own their home61.1%U.S.: 65.2%
Below poverty line17.4%U.S.: 12.5%
Unemployment7.6%U.S.: 5.2%

Is it cheaper to rent or buy in St. Marys?

Renting is cheaper right now: about $596 a month less.

Renting
$1,571
Owning
$2,167

Owning assumes a typical $312,300 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $31,230 for the down payment.

Frequently asked questions

What is the average rent in St. Marys, GA?

Renting in St. Marys costs a median of about $1,571 a month in 2026, including utilities. The Georgia median is $1,667.

How much do I need to make to live in St. Marys?

To keep rent under 30% of income, you need about $62,840 a year, or $30 an hour at a full-time job.

Is St. Marys cheap or expensive?

St. Marys is rated OK: rent takes 23.5% of the typical household income of $80,120. It ranks 73rd cheapest of 168 Georgia cities we track.

How much are property taxes in St. Marys?

The median homeowner in St. Marys pays $3,038 a year in property taxes, about 0.97% of the median home value.

Is St. Marys more expensive than the national average?

Overall prices in Georgia are 4% below the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in St. Marys?

The median home value in St. Marys is $312,300, about 3.9 times the typical yearly household income.

19,166 people live in St. Marys. Numbers are typical (middle) values.