Rent here is among the lowest 10% of all U.S. cities. A typical house costs under 3 years of household income, which is easy by U.S. standards.
How much money do I need?
To rent here comfortably, you should earn about $35,400 a year. That is $17 an hour at a full-time job.
Is rent cheaper than other Michigan cities?
Yes. Rent here is cheaper than in most of Michigan. It is number 15 of 179 cities from cheapest to most expensive.
How much do households earn in St. Johns?
Share of households by yearly income. 21.2% of households earn $100,000 or more.
Rent by apartment size in St. Johns
| Size | St. Johns | U.S. average |
|---|---|---|
| Studio | $740 | $1,338 |
| 1 bedroom | $875 | $1,324 |
| 2 bedrooms | $996 | $1,509 |
| 3 bedrooms | $1,187 | $1,698 |
Median monthly rent plus utilities for all renters, by number of bedrooms.
How expensive is St. Johns overall?
Everyday prices in Michigan overall are 4% below the U.S. average (index 96.2, U.S. = 100).
Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for St. Johns, so the Michigan figure is shown.
Taxes and bills in St. Johns
Life in St. Johns
Is it cheaper to rent or buy in St. Johns?
Renting is cheaper right now: about $450 a month less.
Owning assumes a typical $192,400 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $19,240 for the down payment.
Frequently asked questions
What is the average rent in St. Johns, MI?
Renting in St. Johns costs a median of about $885 a month in 2026, including utilities. The Michigan median is $1,314.
How much do I need to make to live in St. Johns?
To keep rent under 30% of income, you need about $35,400 a year, or $17 an hour at a full-time job.
Is St. Johns cheap or expensive?
St. Johns is rated Cheap: rent takes 14.3% of the typical household income of $74,123. It ranks 15th cheapest of 179 Michigan cities we track.
How much are property taxes in St. Johns?
The median homeowner in St. Johns pays $2,843 a year in property taxes, about 1.48% of the median home value.
Is St. Johns more expensive than the national average?
Overall prices in Michigan are 4% below the U.S. average, according to the U.S. Bureau of Economic Analysis.
How much does a house cost in St. Johns?
The median home value in St. Johns is $192,400, about 2.6 times the typical yearly household income.
7,715 people live in St. Johns. Numbers are typical (middle) values.