States › Indiana › St. John

Is St. John, IN expensive to live in?

CheapRent takes 9 cents of every $1 people earn here.
🏠 Rent per month (2026)$1,09438% lower than U.S. average
💵 Families earn per year (2026)$141,787about $11,816/month · 63% higher than U.S. average
🔑 House price$406,30022% higher than U.S. average

Rent is lower than in 82% of U.S. cities. That makes it a rare mix of above-average pay and below-average rent. A typical house costs under 3 years of household income, which is easy by U.S. standards. Commutes are long, about 31.2 minutes each way. Most homes (97.4%) are owned, so rentals can be hard to find.

How much money do I need?

To rent here comfortably, you should earn about $43,760 a year. That is $21 an hour at a full-time job.

Is rent cheaper than other Indiana cities?

Yes. Rent here is cheaper than in most of Indiana. It is number 50 of 132 cities from cheapest to most expensive.

St. John
$1,094
La Porte
$968
Seymour
$1,282
Clarksville
$1,625
Avon
$1,674
Highland
$1,862
Munster
$1,667

How much do households earn in St. John?

Under $25k
4.6%
$25k–50k
12.7%
$50k–100k
27.1%
$100k–150k
25.5%
$150k+
28.0%

Share of households by yearly income. 53.5% of households earn $100,000 or more.

How expensive is St. John overall?

Everyday prices in Indiana overall are 7% below the U.S. average (index 93.3, U.S. = 100).

Housing
74
Goods (food, clothes…)
96
Utilities
86
Other services
99
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for St. John, so the Indiana figure is shown.

Taxes and bills in St. John

🏛️ Property tax$3,725a year · 0.92% of home value · U.S. $3,119
⚡ Electric bill$227a month (typical) · U.S. $156

Life in St. John

Commute to work31.2 minU.S.: 26.4 min
College degree43.7%U.S.: 35.7%
Own their home97.4%U.S.: 65.2%
Below poverty line2.1%U.S.: 12.5%
Unemployment2.3%U.S.: 5.2%

Is it cheaper to rent or buy in St. John?

Renting is cheaper right now: about $1,725 a month less.

Renting
$1,094
Owning
$2,819

Owning assumes a typical $406,300 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $40,630 for the down payment.

Frequently asked questions

What is the average rent in St. John, IN?

Renting in St. John costs a median of about $1,094 a month in 2026, including utilities. The Indiana median is $1,219.

How much do I need to make to live in St. John?

To keep rent under 30% of income, you need about $43,760 a year, or $21 an hour at a full-time job.

Is St. John cheap or expensive?

St. John is rated Cheap: rent takes 9.3% of the typical household income of $141,787. It ranks 50th cheapest of 132 Indiana cities we track.

How much are property taxes in St. John?

The median homeowner in St. John pays $3,725 a year in property taxes, about 0.92% of the median home value.

Is St. John more expensive than the national average?

Overall prices in Indiana are 7% below the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in St. John?

The median home value in St. John is $406,300, about 2.9 times the typical yearly household income.

22,567 people live in St. John. Numbers are typical (middle) values.