salaryRent is lower than in 62% of U.S. cities. That makes it a rare mix of above-average pay and below-average rent. A typical house costs under 3 years of household income, which is easy by U.S. standards. Commutes are long, about 32.3 minutes each way. Most homes (86.2%) are owned, so rentals can be hard to find.
How much money do I need?
To rent here comfortably, you should earn about $56,920 a year. That is $27 an hour at a full-time job.
Is rent cheaper than other Minnesota cities?
Yes. Rent here is cheaper than in most of Minnesota. It is number 58 of 150 cities from cheapest to most expensive.
How much do households earn in St. Francis?
Share of households by yearly income. 43.4% of households earn $100,000 or more.
Rent by apartment size in St. Francis
| Size | St. Francis | U.S. average |
|---|---|---|
| 2 bedrooms | $1,159 | $1,509 |
| 3 bedrooms | $1,941 | $1,698 |
Median monthly rent plus utilities for all renters, by number of bedrooms.
How expensive is St. Francis overall?
Everyday prices in Minnesota overall are 1% below the U.S. average (index 98.6, U.S. = 100).
Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for St. Francis, so the Minnesota figure is shown.
Taxes and bills in St. Francis
Life in St. Francis
Is it cheaper to rent or buy in St. Francis?
Renting is cheaper right now: about $850 a month less.
Owning assumes a typical $327,600 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $32,760 for the down payment.
Frequently asked questions
What is the average rent in St. Francis, MN?
Renting in St. Francis costs a median of about $1,423 a month in 2026, including utilities. The Minnesota median is $1,525.
How much do I need to make to live in St. Francis?
To keep rent under 30% of income, you need about $56,920 a year, or $27 an hour at a full-time job.
Is St. Francis cheap or expensive?
St. Francis is rated Cheap: rent takes 14.2% of the typical household income of $119,927. It ranks 58th cheapest of 150 Minnesota cities we track.
How much are property taxes in St. Francis?
The median homeowner in St. Francis pays $2,708 a year in property taxes, about 0.83% of the median home value.
Is St. Francis more expensive than the national average?
Overall prices in Minnesota are 1% below the U.S. average, according to the U.S. Bureau of Economic Analysis.
How much does a house cost in St. Francis?
The median home value in St. Francis is $327,600, about 2.7 times the typical yearly household income.
8,372 people live in St. Francis. Numbers are typical (middle) values.