States › Florida › St. Augustine Beach

Is St. Augustine Beach, FL expensive to live in?

ExpensiveRent takes 35 cents of every $1 people earn here.
🏠 Rent per month (2026)$3,18181% higher than U.S. average
💵 Families earn per year (2026)$108,715about $9,060/month · 25% higher than U.S. average
🔑 House price$634,40091% higher than U.S. average

Rent here is among the highest 10% in the country. A typical house costs about 5.8 years of household income. It is a highly educated city: 56.4% of adults have a college degree.

How much money do I need?

To rent here comfortably, you should earn about $127,240 a year. That is $61 an hour at a full-time job.

Is rent cheaper than other Florida cities?

No. Rent here is more expensive than in most of Florida. It is number 462 of 479 cities from cheapest to most expensive.

St. Augustine Beach
$3,181
$1,525
$2,486

How much do households earn in St. Augustine Beach?

Under $25k
2.5%
$25k–50k
17.9%
$50k–100k
32.7%
$100k–150k
19.0%
$150k+
22.0%

Share of households by yearly income. 41.0% of households earn $100,000 or more.

Rent by apartment size in St. Augustine Beach

SizeSt. Augustine BeachU.S. average
1 bedroom$1,537$1,324
2 bedrooms$1,873$1,509
3 bedrooms$2,184$1,698

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is St. Augustine Beach overall?

Everyday prices in Florida overall are 3% above the U.S. average (index 103.4, U.S. = 100).

Housing
122
Goods (food, clothes…)
98
Utilities
90
Other services
101
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for St. Augustine Beach, so the Florida figure is shown.

Taxes and bills in St. Augustine Beach

🏛️ Property tax$4,465a year · 0.70% of home value · U.S. $3,119
⚡ Electric bill$137a month (typical) · U.S. $156

Life in St. Augustine Beach

Commute to work24.1 minU.S.: 26.4 min
College degree56.4%U.S.: 35.7%
Own their home74.3%U.S.: 65.2%
Below poverty line8.1%U.S.: 12.5%
Unemployment6.7%U.S.: 5.2%

Is it cheaper to rent or buy in St. Augustine Beach?

Renting is cheaper right now: about $1,221 a month less.

Renting
$3,181
Owning
$4,402

Owning assumes a typical $634,400 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $63,440 for the down payment.

Frequently asked questions

What is the average rent in St. Augustine Beach, FL?

Renting in St. Augustine Beach costs a median of about $3,181 a month in 2026, including utilities. The Florida median is $1,963.

How much do I need to make to live in St. Augustine Beach?

To keep rent under 30% of income, you need about $127,240 a year, or $61 an hour at a full-time job.

Is St. Augustine Beach cheap or expensive?

St. Augustine Beach is rated Expensive: rent takes 35.1% of the typical household income of $108,715. It ranks 462nd cheapest of 479 Florida cities we track.

How much are property taxes in St. Augustine Beach?

The median homeowner in St. Augustine Beach pays $4,465 a year in property taxes, about 0.70% of the median home value.

Is St. Augustine Beach more expensive than the national average?

Overall prices in Florida are 3% above the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in St. Augustine Beach?

The median home value in St. Augustine Beach is $634,400, about 5.8 times the typical yearly household income.

6,860 people live in St. Augustine Beach. Numbers are typical (middle) values.