States › South Carolina › St. Andrews

Is St. Andrews, SC expensive to live in?

OKRent takes 29 cents of every $1 people earn here.
🏠 Rent per month (2026)$1,21431% lower than U.S. average
💵 Families earn per year (2026)$50,162about $4,180/month · 42% lower than U.S. average
🔑 House price$161,30052% lower than U.S. average

Rent is lower than in 75% of U.S. cities. A typical house costs about 3.2 years of household income. Most households rent (71%), so there are plenty of rental options.

How much money do I need?

To rent here comfortably, you should earn about $48,560 a year. That is $23 an hour at a full-time job.

Is rent cheaper than other South Carolina cities?

Yes. Rent here is cheaper than in most of South Carolina. It is number 34 of 101 cities from cheapest to most expensive.

St. Andrews
$1,214
$1,940
$1,186

How much do households earn in St. Andrews?

Under $25k
20.1%
$25k–50k
33.4%
$50k–100k
31.3%
$100k–150k
4.5%
$150k+
1.6%

Share of households by yearly income. 6.2% of households earn $100,000 or more.

Rent by apartment size in St. Andrews

SizeSt. AndrewsU.S. average
Studio$1,068$1,338
1 bedroom$1,027$1,324
2 bedrooms$1,109$1,509
3 bedrooms$1,498$1,698
4 bedrooms$1,960$2,098

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is St. Andrews overall?

Everyday prices in South Carolina overall are 6% below the U.S. average (index 93.7, U.S. = 100).

Housing
80
Goods (food, clothes…)
96
Utilities
88
Other services
98
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for St. Andrews, so the South Carolina figure is shown.

Taxes and bills in St. Andrews

🏛️ Property tax$1,080a year · 0.67% of home value · U.S. $3,119
⚡ Electric bill$163a month (typical) · U.S. $156

Life in St. Andrews

Commute to work21.8 minU.S.: 26.4 min
College degree25.7%U.S.: 35.7%
Own their home28.9%U.S.: 65.2%
Below poverty line25.4%U.S.: 12.5%
Unemployment7.2%U.S.: 5.2%

Is it cheaper to rent or buy in St. Andrews?

Buying is cheaper month to month: about $95 a month less than renting.

Renting
$1,214
Owning
$1,119

Owning assumes a typical $161,300 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $16,130 for the down payment.

Frequently asked questions

What is the average rent in St. Andrews, SC?

Renting in St. Andrews costs a median of about $1,214 a month in 2026, including utilities. The South Carolina median is $1,479.

How much do I need to make to live in St. Andrews?

To keep rent under 30% of income, you need about $48,560 a year, or $23 an hour at a full-time job.

Is St. Andrews cheap or expensive?

St. Andrews is rated OK: rent takes 29.0% of the typical household income of $50,162. It ranks 34th cheapest of 101 South Carolina cities we track.

How much are property taxes in St. Andrews?

The median homeowner in St. Andrews pays $1,080 a year in property taxes, about 0.67% of the median home value.

Is St. Andrews more expensive than the national average?

Overall prices in South Carolina are 6% below the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in St. Andrews?

The median home value in St. Andrews is $161,300, about 3.2 times the typical yearly household income.

19,868 people live in St. Andrews. Numbers are typical (middle) values.