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Is Spotsylvania Courthouse, VA expensive to live in?

CheapRent takes 19 cents of every $1 people earn here.
🏠 Rent per month (2026)$1,6516% lower than U.S. average
💵 Families earn per year (2026)$102,814about $8,568/month · 18% higher than U.S. average
🔑 House price$395,70019% higher than U.S. average

Rent is lower than in 50% of U.S. cities. A typical house costs about 3.8 years of household income. Commutes are long, about 42.9 minutes each way.

How much money do I need?

To rent here comfortably, you should earn about $66,040 a year. That is $32 an hour at a full-time job.

Is rent cheaper than other Virginia cities?

Yes. Rent here is cheaper than in most of Virginia. It is number 62 of 199 cities from cheapest to most expensive.

Spotsylvania Courthouse
$1,651
Strasburg
$1,045
Collinsville
$785
Hutchison
$2,496
North Springfield
$2,307
Long Branch
$1,293
Woodlake
$2,001

How much do households earn in Spotsylvania Courthouse?

Under $25k
8.1%
$25k–50k
22.0%
$50k–100k
26.8%
$100k–150k
26.2%
$150k+
15.8%

Share of households by yearly income. 42.0% of households earn $100,000 or more.

Rent by apartment size in Spotsylvania Courthouse

SizeSpotsylvania CourthouseU.S. average
1 bedroom$1,293$1,324
2 bedrooms$1,360$1,509
4 bedrooms$2,129$2,098

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Spotsylvania Courthouse overall?

Everyday prices in Virginia overall are 1% above the U.S. average (index 101.1, U.S. = 100).

Housing
107
Goods (food, clothes…)
100
Utilities
92
Other services
100
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Spotsylvania Courthouse, so the Virginia figure is shown.

Taxes and bills in Spotsylvania Courthouse

🏛️ Property tax$2,235a year · 0.56% of home value · U.S. $3,119
⚡ Electric bill$173a month (typical) · U.S. $156

Life in Spotsylvania Courthouse

Commute to work42.9 minU.S.: 26.4 min
College degree31%U.S.: 35.7%
Own their home69.8%U.S.: 65.2%
Below poverty line12.6%U.S.: 12.5%
Unemployment10.7%U.S.: 5.2%

Is it cheaper to rent or buy in Spotsylvania Courthouse?

Renting is cheaper right now: about $1,095 a month less.

Renting
$1,651
Owning
$2,746

Owning assumes a typical $395,700 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $39,570 for the down payment.

Frequently asked questions

What is the average rent in Spotsylvania Courthouse, VA?

Renting in Spotsylvania Courthouse costs a median of about $1,651 a month in 2026, including utilities. The Virginia median is $2,049.

How much do I need to make to live in Spotsylvania Courthouse?

To keep rent under 30% of income, you need about $66,040 a year, or $32 an hour at a full-time job.

Is Spotsylvania Courthouse cheap or expensive?

Spotsylvania Courthouse is rated Cheap: rent takes 19.3% of the typical household income of $102,814. It ranks 62nd cheapest of 199 Virginia cities we track.

How much are property taxes in Spotsylvania Courthouse?

The median homeowner in Spotsylvania Courthouse pays $2,235 a year in property taxes, about 0.56% of the median home value.

Is Spotsylvania Courthouse more expensive than the national average?

Overall prices in Virginia are 1% above the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Spotsylvania Courthouse?

The median home value in Spotsylvania Courthouse is $395,700, about 3.8 times the typical yearly household income.

7,180 people live in Spotsylvania Courthouse. Numbers are typical (middle) values.