States › New Jersey › South Plainfield

Is South Plainfield, NJ expensive to live in?

CheapRent takes 20 cents of every $1 people earn here.
🏠 Rent per month (2026)$2,32533% higher than U.S. average
💵 Families earn per year (2026)$140,463about $11,705/month · 61% higher than U.S. average
🔑 House price$470,90042% higher than U.S. average

Rent is higher than in 80% of U.S. cities. Household incomes are higher than in 87% of U.S. cities. A typical house costs about 3.4 years of household income. Most homes (85.9%) are owned, so rentals can be hard to find.

How much money do I need?

To rent here comfortably, you should earn about $93,000 a year. That is $45 an hour at a full-time job.

Is rent cheaper than other New Jersey cities?

No. Rent here is more expensive than in most of New Jersey. It is number 162 of 291 cities from cheapest to most expensive.

South Plainfield
$2,325
$1,902
$2,681
$2,636
$2,757

How much do households earn in South Plainfield?

Under $25k
3.2%
$25k–50k
10.8%
$50k–100k
30.9%
$100k–150k
26.6%
$150k+
27.1%

Share of households by yearly income. 53.6% of households earn $100,000 or more.

Rent by apartment size in South Plainfield

SizeSouth PlainfieldU.S. average
1 bedroom$1,792$1,324
2 bedrooms$2,337$1,509
3 bedrooms$2,808$1,698
4 bedrooms$3,267$2,098

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is South Plainfield overall?

Everyday prices in New Jersey overall are 9% above the U.S. average (index 108.8, U.S. = 100).

Housing
134
Goods (food, clothes…)
107
Utilities
114
Other services
104
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for South Plainfield, so the New Jersey figure is shown.

Taxes and bills in South Plainfield

🏛️ Property tax$8,596a year · 1.83% of home value · U.S. $3,119
⚡ Electric bill$217a month (typical) · U.S. $156

Life in South Plainfield

Commute to work29.7 minU.S.: 26.4 min
College degree44%U.S.: 35.7%
Own their home85.9%U.S.: 65.2%
Below poverty line3%U.S.: 12.5%
Unemployment5.6%U.S.: 5.2%

Is it cheaper to rent or buy in South Plainfield?

Renting is cheaper right now: about $942 a month less.

Renting
$2,325
Owning
$3,267

Owning assumes a typical $470,900 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $47,090 for the down payment.

Frequently asked questions

What is the average rent in South Plainfield, NJ?

Renting in South Plainfield costs a median of about $2,325 a month in 2026, including utilities. The New Jersey median is $2,240.

How much do I need to make to live in South Plainfield?

To keep rent under 30% of income, you need about $93,000 a year, or $45 an hour at a full-time job.

Is South Plainfield cheap or expensive?

South Plainfield is rated Cheap: rent takes 19.9% of the typical household income of $140,463. It ranks 162nd cheapest of 291 New Jersey cities we track.

How much are property taxes in South Plainfield?

The median homeowner in South Plainfield pays $8,596 a year in property taxes, about 1.83% of the median home value.

Is South Plainfield more expensive than the national average?

Overall prices in New Jersey are 9% above the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in South Plainfield?

The median home value in South Plainfield is $470,900, about 3.4 times the typical yearly household income.

24,473 people live in South Plainfield. Numbers are typical (middle) values.