States › New Jersey › South Amboy

Is South Amboy, NJ expensive to live in?

ExpensiveRent takes 31 cents of every $1 people earn here.
🏠 Rent per month (2026)$2,52644% higher than U.S. average
💵 Families earn per year (2026)$99,219about $8,268/month · 14% higher than U.S. average
🔑 House price$379,70014% higher than U.S. average

Rent is higher than in 86% of U.S. cities. A typical house costs about 3.8 years of household income. Commutes are long, about 30.5 minutes each way.

How much money do I need?

To rent here comfortably, you should earn about $101,040 a year. That is $49 an hour at a full-time job.

Is rent cheaper than other New Jersey cities?

No. Rent here is more expensive than in most of New Jersey. It is number 197 of 291 cities from cheapest to most expensive.

South Amboy
$2,526
$2,518
$1,976
$1,899
$1,909

How much do households earn in South Amboy?

Under $25k
8.9%
$25k–50k
21.9%
$50k–100k
33.5%
$100k–150k
24.2%
$150k+
9.4%

Share of households by yearly income. 33.5% of households earn $100,000 or more.

Rent by apartment size in South Amboy

SizeSouth AmboyU.S. average
2 bedrooms$2,331$1,509
3 bedrooms$2,341$1,698
4 bedrooms$3,500+$2,098

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is South Amboy overall?

Everyday prices in New Jersey overall are 9% above the U.S. average (index 108.8, U.S. = 100).

Housing
134
Goods (food, clothes…)
107
Utilities
114
Other services
104
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for South Amboy, so the New Jersey figure is shown.

Taxes and bills in South Amboy

🏛️ Property tax$8,303a year · 2.19% of home value · U.S. $3,119
⚡ Electric bill$94a month (typical) · U.S. $156

Life in South Amboy

Commute to work30.5 minU.S.: 26.4 min
College degree28.2%U.S.: 35.7%
Own their home56.5%U.S.: 65.2%
Below poverty line6.5%U.S.: 12.5%
Unemployment5.9%U.S.: 5.2%

Is it cheaper to rent or buy in South Amboy?

Renting is cheaper right now: about $109 a month less.

Renting
$2,526
Owning
$2,635

Owning assumes a typical $379,700 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $37,970 for the down payment.

Frequently asked questions

What is the average rent in South Amboy, NJ?

Renting in South Amboy costs a median of about $2,526 a month in 2026, including utilities. The New Jersey median is $2,240.

How much do I need to make to live in South Amboy?

To keep rent under 30% of income, you need about $101,040 a year, or $49 an hour at a full-time job.

Is South Amboy cheap or expensive?

South Amboy is rated Expensive: rent takes 30.6% of the typical household income of $99,219. It ranks 197th cheapest of 291 New Jersey cities we track.

How much are property taxes in South Amboy?

The median homeowner in South Amboy pays $8,303 a year in property taxes, about 2.19% of the median home value.

Is South Amboy more expensive than the national average?

Overall prices in New Jersey are 9% above the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in South Amboy?

The median home value in South Amboy is $379,700, about 3.8 times the typical yearly household income.

9,989 people live in South Amboy. Numbers are typical (middle) values.