States › Iowa › Sergeant Bluff

Is Sergeant Bluff, IA expensive to live in?

CheapRent takes 15 cents of every $1 people earn here.
🏠 Rent per month (2026)$1,6894% lower than U.S. average
💵 Families earn per year (2026)$133,174about $11,098/month · 53% higher than U.S. average
🔑 House price$298,50010% lower than U.S. average

Rent is higher than in 52% of U.S. cities. A typical house costs under 3 years of household income, which is easy by U.S. standards. Commutes are short, about 13.4 minutes.

How much money do I need?

To rent here comfortably, you should earn about $67,560 a year. That is $32 an hour at a full-time job.

Is rent cheaper than other Iowa cities?

No. Rent here is more expensive than in most of Iowa. It is number 84 of 86 cities from cheapest to most expensive.

Sergeant Bluff
$1,689
Cherokee
$1,685
Manchester
$887
Glenwood
$824
Windsor Heights
$1,657
Iowa Falls
$817
Clarinda
$730

How much do households earn in Sergeant Bluff?

Under $25k
10.2%
$25k–50k
6.1%
$50k–100k
30.8%
$100k–150k
28.5%
$150k+
19.9%

Share of households by yearly income. 48.4% of households earn $100,000 or more.

Rent by apartment size in Sergeant Bluff

SizeSergeant BluffU.S. average
1 bedroom$1,664$1,324
2 bedrooms$1,126$1,509
3 bedrooms$1,201$1,698

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Sergeant Bluff overall?

Everyday prices in Iowa overall are 12% below the U.S. average (index 87.8, U.S. = 100).

Housing
65
Goods (food, clothes…)
94
Utilities
83
Other services
93
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Sergeant Bluff, so the Iowa figure is shown.

Taxes and bills in Sergeant Bluff

🏛️ Property tax$3,561a year · 1.19% of home value · U.S. $3,119
⚡ Electric bill$167a month (typical) · U.S. $156

Life in Sergeant Bluff

Commute to work13.4 minU.S.: 26.4 min
College degree36.7%U.S.: 35.7%
Own their home73.2%U.S.: 65.2%
Below poverty line9.5%U.S.: 12.5%
Unemployment1.7%U.S.: 5.2%

Is it cheaper to rent or buy in Sergeant Bluff?

Renting is cheaper right now: about $382 a month less.

Renting
$1,689
Owning
$2,071

Owning assumes a typical $298,500 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $29,850 for the down payment.

Frequently asked questions

What is the average rent in Sergeant Bluff, IA?

Renting in Sergeant Bluff costs a median of about $1,689 a month in 2026, including utilities. The Iowa median is $1,071.

How much do I need to make to live in Sergeant Bluff?

To keep rent under 30% of income, you need about $67,560 a year, or $32 an hour at a full-time job.

Is Sergeant Bluff cheap or expensive?

Sergeant Bluff is rated Cheap: rent takes 15.2% of the typical household income of $133,174. It ranks 84th cheapest of 86 Iowa cities we track.

How much are property taxes in Sergeant Bluff?

The median homeowner in Sergeant Bluff pays $3,561 a year in property taxes, about 1.19% of the median home value.

Is Sergeant Bluff more expensive than the national average?

Overall prices in Iowa are 12% below the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Sergeant Bluff?

The median home value in Sergeant Bluff is $298,500, about 2.2 times the typical yearly household income.

5,171 people live in Sergeant Bluff. Numbers are typical (middle) values.