Rent here is among the lowest 10% of all U.S. cities. A typical house costs about 3.4 years of household income. Commutes are short, about 16.3 minutes.
How much money do I need?
To rent here comfortably, you should earn about $33,840 a year. That is $16 an hour at a full-time job.
Is rent cheaper than other Arkansas cities?
Yes. Rent here is cheaper than in most of Arkansas. It is number 19 of 71 cities from cheapest to most expensive.
How much do households earn in Searcy?
Share of households by yearly income. 13.8% of households earn $100,000 or more.
Rent by apartment size in Searcy
| Size | Searcy | U.S. average |
|---|---|---|
| Studio | $921 | $1,338 |
| 1 bedroom | $725 | $1,324 |
| 2 bedrooms | $913 | $1,509 |
| 3 bedrooms | $1,228 | $1,698 |
| 4 bedrooms | $2,801 | $2,098 |
Median monthly rent plus utilities for all renters, by number of bedrooms.
How expensive is Searcy overall?
Everyday prices in Arkansas overall are 13% below the U.S. average (index 86.9, U.S. = 100).
Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Searcy, so the Arkansas figure is shown.
Taxes and bills in Searcy
Life in Searcy
Is it cheaper to rent or buy in Searcy?
Renting is cheaper right now: about $462 a month less.
Owning assumes a typical $188,500 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $18,850 for the down payment.
Frequently asked questions
What is the average rent in Searcy, AR?
Renting in Searcy costs a median of about $846 a month in 2026, including utilities. The Arkansas median is $1,068.
How much do I need to make to live in Searcy?
To keep rent under 30% of income, you need about $33,840 a year, or $16 an hour at a full-time job.
Is Searcy cheap or expensive?
Searcy is rated Cheap: rent takes 18.0% of the typical household income of $56,265. It ranks 19th cheapest of 71 Arkansas cities we track.
How much are property taxes in Searcy?
The median homeowner in Searcy pays $1,108 a year in property taxes, about 0.59% of the median home value.
Is Searcy more expensive than the national average?
Overall prices in Arkansas are 13% below the U.S. average, according to the U.S. Bureau of Economic Analysis.
How much does a house cost in Searcy?
The median home value in Searcy is $188,500, about 3.4 times the typical yearly household income.
23,340 people live in Searcy. Numbers are typical (middle) values.