salaryRent is higher than in 78% of U.S. cities. A typical house costs under 3 years of household income, which is easy by U.S. standards. Commutes are long, about 31.7 minutes each way. Most homes (78.4%) are owned, so rentals can be hard to find.
How much money do I need?
To rent here comfortably, you should earn about $90,040 a year. That is $43 an hour at a full-time job.
Is rent cheaper than other Texas cities?
No. Rent here is more expensive than in most of Texas. It is number 370 of 426 cities from cheapest to most expensive.
How much do households earn in Schertz?
Share of households by yearly income. 39.3% of households earn $100,000 or more.
Rent by apartment size in Schertz
| Size | Schertz | U.S. average |
|---|---|---|
| Studio | $931 | $1,338 |
| 1 bedroom | $1,109 | $1,324 |
| 2 bedrooms | $1,617 | $1,509 |
| 3 bedrooms | $2,093 | $1,698 |
| 4 bedrooms | $2,352 | $2,098 |
Median monthly rent plus utilities for all renters, by number of bedrooms.
How expensive is Schertz overall?
Everyday prices in Texas overall are 3% below the U.S. average (index 97.1, U.S. = 100).
Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Schertz, so the Texas figure is shown.
Taxes and bills in Schertz
Life in Schertz
Is it cheaper to rent or buy in Schertz?
Buying is cheaper month to month: about $51 a month less than renting.
Owning assumes a typical $317,100 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $31,710 for the down payment.
Frequently asked questions
What is the average rent in Schertz, TX?
Renting in Schertz costs a median of about $2,251 a month in 2026, including utilities. The Texas median is $1,451.
How much do I need to make to live in Schertz?
To keep rent under 30% of income, you need about $90,040 a year, or $43 an hour at a full-time job.
Is Schertz cheap or expensive?
Schertz is rated OK: rent takes 25.1% of the typical household income of $107,794. It ranks 370th cheapest of 426 Texas cities we track.
How much are property taxes in Schertz?
The median homeowner in Schertz pays $5,090 a year in property taxes, about 1.61% of the median home value.
Is Schertz more expensive than the national average?
Overall prices in Texas are 3% below the U.S. average, according to the U.S. Bureau of Economic Analysis.
How much does a house cost in Schertz?
The median home value in Schertz is $317,100, about 2.9 times the typical yearly household income.
44,050 people live in Schertz. Numbers are typical (middle) values.