States › New York › Scarsdale

Is Scarsdale, NY expensive to live in?

CheapRent takes 17 cents of every $1 people earn here.
🏠 Rent per month (2026)$3,500+100% higher than U.S. average
💵 Families earn per year (2026)$250,000+about $20,833/month · 187% higher than U.S. average
🔑 House price$1,800,700441% higher than U.S. average

Rent here is among the highest 10% in the country. Household incomes are higher than in 99% of U.S. cities. A typical house costs about 7.2 years of household income, so buying is hard for most locals. Commutes are long, about 42.5 minutes each way. Most homes (92.3%) are owned, so rentals can be hard to find. It is a highly educated city: 91.2% of adults have a college degree.

How much money do I need?

To rent here comfortably, you should earn about $140,040 a year. That is $67 an hour at a full-time job.

Is rent cheaper than other New York cities?

No. Rent here is more expensive than in most of New York. It is number 320 of 343 cities from cheapest to most expensive.

Scarsdale
$3,500+
$3,001
$1,991
$1,221

How much do households earn in Scarsdale?

Under $25k
1.0%
$25k–50k
2.5%
$50k–100k
9.3%
$100k–150k
9.8%
$150k+
77.2%

Share of households by yearly income. 86.9% of households earn $100,000 or more.

Rent by apartment size in Scarsdale

SizeScarsdaleU.S. average
3 bedrooms$3,500+$1,698
4 bedrooms$3,500+$2,098

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Scarsdale overall?

Everyday prices in New York overall are 8% above the U.S. average (index 107.9, U.S. = 100).

Housing
122
Goods (food, clothes…)
107
Utilities
134
Other services
104
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Scarsdale, so the New York figure is shown.

Taxes and bills in Scarsdale

🏛️ Property tax$10,000+a year · 0.56% of home value · U.S. $3,119
⚡ Electric bill$289a month (typical) · U.S. $156

Life in Scarsdale

Commute to work42.5 minU.S.: 26.4 min
College degree91.2%U.S.: 35.7%
Own their home92.3%U.S.: 65.2%
Below poverty line2.9%U.S.: 12.5%
Unemployment4.5%U.S.: 5.2%

Is it cheaper to rent or buy in Scarsdale?

Renting is cheaper right now: about $8,993 a month less.

Renting
$3,500+
Owning
$12,494

Owning assumes a typical $1,800,700 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $180,070 for the down payment.

Frequently asked questions

What is the average rent in Scarsdale, NY?

Renting in Scarsdale costs a median of about $3,500+ a month in 2026, including utilities. The New York median is $2,177.

How much do I need to make to live in Scarsdale?

To keep rent under 30% of income, you need about $140,040 a year, or $67 an hour at a full-time job.

Is Scarsdale cheap or expensive?

Scarsdale is rated Cheap: rent takes 16.8% of the typical household income of $250,000+. It ranks 320th cheapest of 343 New York cities we track.

How much are property taxes in Scarsdale?

The median homeowner in Scarsdale pays $10,000+ a year in property taxes, about 0.56% of the median home value.

Is Scarsdale more expensive than the national average?

Overall prices in New York are 8% above the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Scarsdale?

The median home value in Scarsdale is $1,800,700, about 7.2 times the typical yearly household income.

18,010 people live in Scarsdale. Numbers are typical (middle) values.