States › Minnesota › Sauk Rapids

Is Sauk Rapids, MN expensive to live in?

CheapRent takes 15 cents of every $1 people earn here.
🏠 Rent per month (2026)$94346% lower than U.S. average
💵 Families earn per year (2026)$77,481about $6,457/month · 11% lower than U.S. average
🔑 House price$256,10023% lower than U.S. average

Rent here is among the lowest 10% of all U.S. cities. A typical house costs about 3.3 years of household income. Commutes are short, about 19.4 minutes.

How much money do I need?

To rent here comfortably, you should earn about $37,720 a year. That is $18 an hour at a full-time job.

Is rent cheaper than other Minnesota cities?

Yes. Rent here is cheaper than in most of Minnesota. It is number 15 of 150 cities from cheapest to most expensive.

Sauk Rapids
$943
$2,248

How much do households earn in Sauk Rapids?

Under $25k
10.0%
$25k–50k
24.6%
$50k–100k
33.4%
$100k–150k
21.4%
$150k+
5.6%

Share of households by yearly income. 27.0% of households earn $100,000 or more.

Rent by apartment size in Sauk Rapids

SizeSauk RapidsU.S. average
1 bedroom$929$1,324
2 bedrooms$1,141$1,509
3 bedrooms$1,563$1,698
4 bedrooms$1,806$2,098

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Sauk Rapids overall?

Everyday prices in Minnesota overall are 1% below the U.S. average (index 98.6, U.S. = 100).

Housing
91
Goods (food, clothes…)
101
Utilities
91
Other services
100
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Sauk Rapids, so the Minnesota figure is shown.

Taxes and bills in Sauk Rapids

🏛️ Property tax$2,778a year · 1.08% of home value · U.S. $3,119
⚡ Electric bill$158a month (typical) · U.S. $156

Life in Sauk Rapids

Commute to work19.4 minU.S.: 26.4 min
College degree29.3%U.S.: 35.7%
Own their home61.2%U.S.: 65.2%
Below poverty line7%U.S.: 12.5%
Unemployment4.4%U.S.: 5.2%

Is it cheaper to rent or buy in Sauk Rapids?

Renting is cheaper right now: about $834 a month less.

Renting
$943
Owning
$1,777

Owning assumes a typical $256,100 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $25,610 for the down payment.

Frequently asked questions

What is the average rent in Sauk Rapids, MN?

Renting in Sauk Rapids costs a median of about $943 a month in 2026, including utilities. The Minnesota median is $1,525.

How much do I need to make to live in Sauk Rapids?

To keep rent under 30% of income, you need about $37,720 a year, or $18 an hour at a full-time job.

Is Sauk Rapids cheap or expensive?

Sauk Rapids is rated Cheap: rent takes 14.6% of the typical household income of $77,481. It ranks 15th cheapest of 150 Minnesota cities we track.

How much are property taxes in Sauk Rapids?

The median homeowner in Sauk Rapids pays $2,778 a year in property taxes, about 1.08% of the median home value.

Is Sauk Rapids more expensive than the national average?

Overall prices in Minnesota are 1% below the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Sauk Rapids?

The median home value in Sauk Rapids is $256,100, about 3.3 times the typical yearly household income.

13,852 people live in Sauk Rapids. Numbers are typical (middle) values.