States › Massachusetts › Saugus

Is Saugus, MA expensive to live in?

ExpensiveRent takes 32 cents of every $1 people earn here.
🏠 Rent per month (2026)$2,87964% higher than U.S. average
💵 Families earn per year (2026)$109,510about $9,126/month · 26% higher than U.S. average
🔑 House price$603,40081% higher than U.S. average

Rent here is among the highest 10% in the country. A typical house costs about 5.5 years of household income.

How much money do I need?

To rent here comfortably, you should earn about $115,160 a year. That is $55 an hour at a full-time job.

Is rent cheaper than other Massachusetts cities?

No. Rent here is more expensive than in most of Massachusetts. It is number 101 of 123 cities from cheapest to most expensive.

Saugus
$2,879
West Springfield Town
$1,317
Milton
$3,500+
Agawam Town
$1,386
Bridgewater Town
$2,457
Danvers
$2,471
Melrose
$2,868

How much do households earn in Saugus?

Under $25k
10.7%
$25k–50k
13.1%
$50k–100k
34.2%
$100k–150k
24.1%
$150k+
14.3%

Share of households by yearly income. 38.4% of households earn $100,000 or more.

Rent by apartment size in Saugus

SizeSaugusU.S. average
1 bedroom$970$1,324
2 bedrooms$2,473$1,509
3 bedrooms$3,008$1,698

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Saugus overall?

Everyday prices in Massachusetts overall are 6% above the U.S. average (index 105.8, U.S. = 100).

Housing
128
Goods (food, clothes…)
99
Utilities
152
Other services
103
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Saugus, so the Massachusetts figure is shown.

Taxes and bills in Saugus

🏛️ Property tax$6,049a year · 1.00% of home value · U.S. $3,119
⚡ Electric bill$185a month (typical) · U.S. $156

Life in Saugus

Commute to work29.6 minU.S.: 26.4 min
College degree31.4%U.S.: 35.7%
Own their home71.5%U.S.: 65.2%
Below poverty line6%U.S.: 12.5%
Unemployment3.8%U.S.: 5.2%

Is it cheaper to rent or buy in Saugus?

Renting is cheaper right now: about $1,308 a month less.

Renting
$2,879
Owning
$4,187

Owning assumes a typical $603,400 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $60,340 for the down payment.

Frequently asked questions

What is the average rent in Saugus, MA?

Renting in Saugus costs a median of about $2,879 a month in 2026, including utilities. The Massachusetts median is $2,331.

How much do I need to make to live in Saugus?

To keep rent under 30% of income, you need about $115,160 a year, or $55 an hour at a full-time job.

Is Saugus cheap or expensive?

Saugus is rated Expensive: rent takes 31.5% of the typical household income of $109,510. It ranks 101st cheapest of 123 Massachusetts cities we track.

How much are property taxes in Saugus?

The median homeowner in Saugus pays $6,049 a year in property taxes, about 1.00% of the median home value.

Is Saugus more expensive than the national average?

Overall prices in Massachusetts are 6% above the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Saugus?

The median home value in Saugus is $603,400, about 5.5 times the typical yearly household income.

28,773 people live in Saugus. Numbers are typical (middle) values.