States › Texas › Sandy Oaks

Is Sandy Oaks, TX expensive to live in?

ExpensiveRent takes 30 cents of every $1 people earn here.
🏠 Rent per month (2026)$1,37721% lower than U.S. average
💵 Families earn per year (2026)$54,794about $4,566/month · 37% lower than U.S. average
🔑 House price$120,30064% lower than U.S. average

Rent is lower than in 65% of U.S. cities. A typical house costs under 3 years of household income, which is easy by U.S. standards. Commutes are long, about 34.4 minutes each way. Most homes (95.9%) are owned, so rentals can be hard to find.

How much money do I need?

To rent here comfortably, you should earn about $55,080 a year. That is $26 an hour at a full-time job.

Is rent cheaper than other Texas cities?

Yes. Rent here is cheaper than in most of Texas. It is number 187 of 426 cities from cheapest to most expensive.

Sandy Oaks
$1,377
Sansom Park
$1,227
Cameron
$985
Argyle
$2,855
Atlanta
$972
Justin
$2,104
Primera
$1,360

How much do households earn in Sandy Oaks?

Under $25k
21.8%
$25k–50k
34.6%
$50k–100k
25.5%
$100k–150k
9.8%
$150k+
6.0%

Share of households by yearly income. 15.8% of households earn $100,000 or more.

How expensive is Sandy Oaks overall?

Everyday prices in Texas overall are 3% below the U.S. average (index 97.1, U.S. = 100).

Housing
97
Goods (food, clothes…)
98
Utilities
88
Other services
97
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Sandy Oaks, so the Texas figure is shown.

Taxes and bills in Sandy Oaks

🏛️ Property tax$1,476a year · 1.23% of home value · U.S. $3,119
⚡ Electric bill$172a month (typical) · U.S. $156

Life in Sandy Oaks

Commute to work34.4 minU.S.: 26.4 min
College degree9.9%U.S.: 35.7%
Own their home95.9%U.S.: 65.2%
Below poverty line16.7%U.S.: 12.5%
Unemployment9.1%U.S.: 5.2%

Is it cheaper to rent or buy in Sandy Oaks?

Buying is cheaper month to month: about $542 a month less than renting.

Renting
$1,377
Owning
$835

Owning assumes a typical $120,300 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $12,030 for the down payment.

Frequently asked questions

What is the average rent in Sandy Oaks, TX?

Renting in Sandy Oaks costs a median of about $1,377 a month in 2026, including utilities. The Texas median is $1,451.

How much do I need to make to live in Sandy Oaks?

To keep rent under 30% of income, you need about $55,080 a year, or $26 an hour at a full-time job.

Is Sandy Oaks cheap or expensive?

Sandy Oaks is rated Expensive: rent takes 30.2% of the typical household income of $54,794. It ranks 187th cheapest of 426 Texas cities we track.

How much are property taxes in Sandy Oaks?

The median homeowner in Sandy Oaks pays $1,476 a year in property taxes, about 1.23% of the median home value.

Is Sandy Oaks more expensive than the national average?

Overall prices in Texas are 3% below the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Sandy Oaks?

The median home value in Sandy Oaks is $120,300, about 2.2 times the typical yearly household income.

5,396 people live in Sandy Oaks. Numbers are typical (middle) values.