Cost of Living in Safford, AZ: Rent, Income & Home Prices

OKRent takes 22 cents of every $1 people earn here.

🏠 Rent per month (2026)$1,30326% lower than U.S. average

💵 Families earn per year (2026)$70,800about $5,900/month · 19% lower than U.S. average

🔑 House price$199,80040% lower than U.S. average

Rent is lower than in 69% of U.S. cities. A typical house costs under 3 years of household income, which is easy by U.S. standards.

How much money do I need?

To rent here comfortably, you should earn about $52,120 a year. That is $25 an hour at a full-time job.

Is rent cheaper than other Arizona cities?

Yes. Rent here is cheaper than in most of Arizona. It is number 29 of 93 cities from cheapest to most expensive.

Safford

$1,303

$2,934

$2,346

$1,641

$1,018

$1,537

$780

How much do households earn in Safford?

Under $25k

13.6%

$25k–50k

25.0%

$50k–100k

35.9%

$100k–150k

13.7%

$150k+

4.5%

Share of households by yearly income. 18.2% of households earn $100,000 or more.

Rent by apartment size in Safford

Size	Safford	U.S. average
1 bedroom	$894	$1,324
2 bedrooms	$1,250	$1,509
3 bedrooms	$1,023	$1,698
4 bedrooms	$1,876	$2,098

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Safford overall?

Everyday prices in Arizona overall are 1% above the U.S. average (index 100.7, U.S. = 100).

Housing

107

Goods (food, clothes…)

Utilities

Other services

103

U.S. average

100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Safford, so the Arizona figure is shown.

Taxes and bills in Safford

🏛️ Property tax$977a year · 0.49% of home value · U.S. $3,119

⚡ Electric bill$196a month (typical) · U.S. $156

Life in Safford

Commute to work22.6 minU.S.: 26.4 min

College degree18.1%U.S.: 35.7%

Own their home71.5%U.S.: 65.2%

Below poverty line14.1%U.S.: 12.5%

Unemployment4.3%U.S.: 5.2%

Is it cheaper to rent or buy in Safford?

Renting is cheaper right now: about $83 a month less.

Renting

$1,303

Owning

$1,386

Owning assumes a typical $199,800 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $19,980 for the down payment.

Frequently asked questions

What is the average rent in Safford, AZ?

Renting in Safford costs a median of about $1,303 a month in 2026, including utilities. The Arizona median is $1,671.

How much do I need to make to live in Safford?

To keep rent under 30% of income, you need about $52,120 a year, or $25 an hour at a full-time job.

Is Safford cheap or expensive?

Safford is rated OK: rent takes 22.1% of the typical household income of $70,800. It ranks 29th cheapest of 93 Arizona cities we track.

How much are property taxes in Safford?

The median homeowner in Safford pays $977 a year in property taxes, about 0.49% of the median home value.

Is Safford more expensive than the national average?

Overall prices in Arizona are 1% above the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Safford?

The median home value in Safford is $199,800, about 2.8 times the typical yearly household income.

10,239 people live in Safford. Numbers are typical (middle) values.

Is Safford, AZ expensive to live in?