States › California › Sacramento

Is Sacramento, CA expensive to live in?

OKRent takes 27 cents of every $1 people earn here.
🏠 Rent per month (2026)$2,15223% higher than U.S. average
💵 Families earn per year (2026)$94,176about $7,848/month · 8% higher than U.S. average
🔑 House price$506,30052% higher than U.S. average

Rent is higher than in 75% of U.S. cities. A typical house costs about 5.4 years of household income.

How much money do I need?

To rent here comfortably, you should earn about $86,080 a year. That is $41 an hour at a full-time job.

Is rent cheaper than other California cities?

Yes. Rent here is cheaper than in most of California. It is number 271 of 653 cities from cheapest to most expensive.

Sacramento
$2,152
$1,789
$2,511
$2,566

Compare Sacramento with other big cities

vs New Yorkvs Los Angelesvs Chicagovs Houstonvs San Diegovs San Josevs San Franciscovs Fresnovs Peoriavs Fort Lauderdalevs Tampavs Aurora

Compare Sacramento to 149 other cities →

How much do households earn in Sacramento?

Under $25k
12.3%
$25k–50k
17.2%
$50k–100k
33.6%
$100k–150k
18.6%
$150k+
13.6%

Share of households by yearly income. 32.2% of households earn $100,000 or more.

Rent by apartment size in Sacramento

SizeSacramentoU.S. average
Studio$1,511$1,338
1 bedroom$1,622$1,324
2 bedrooms$1,950$1,509
3 bedrooms$2,183$1,698
4 bedrooms$2,318$2,098

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Sacramento overall?

Everyday prices in the Sacramento-Roseville-Folsom metro area are 7% above the U.S. average (index 106.7, U.S. = 100).

Housing
130
Goods (food, clothes…)
105
Utilities
151
Other services
100
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024.

Taxes and bills in Sacramento

🏛️ Property tax$3,842a year · 0.76% of home value · U.S. $3,119
⚡ Electric bill$127a month (typical) · U.S. $156

Life in Sacramento

Commute to work25.3 minU.S.: 26.4 min
College degree37.1%U.S.: 35.7%
Own their home51.7%U.S.: 65.2%
Below poverty line13.9%U.S.: 12.5%
Unemployment6.6%U.S.: 5.2%

What jobs pay in Sacramento

JobMedian payRent / pay
Lawyer$178,54014.5%
Pharmacist$172,68015.0%
Nurse Practitioner$172,01015.0%
Registered Nurse$171,46015.1%
Physician Assistant$161,47016.0%
Software Developer$139,64018.5%
Civil Engineer$130,15019.8%
Dental Hygienist$122,54021.1%
Computer Systems Analyst$122,33021.1%
Operations Manager$118,46021.8%
Police Officer$111,46023.2%
Elementary School Teacher$103,39025.0%
Firefighter$94,08027.4%
Accountant$92,11028.0%
Licensed Practical Nurse$81,57031.7%
Market Research Analyst$78,63032.8%
Electrician$74,83034.5%
Carpenter$74,44034.7%
HVAC Technician$66,67038.7%
Plumber$65,21039.6%
Medical Assistant$61,97041.7%
Truck Driver$60,81042.5%
Customer Service Representative$49,94051.7%
Nursing Assistant$47,51054.4%
Warehouse Worker$45,93056.2%
Restaurant Cook$44,23058.4%
Retail Salesperson$38,10067.8%
Cashier$36,79070.2%
Server (Waiter/Waitress)$35,07073.6%

Is it cheaper to rent or buy in Sacramento?

Renting is cheaper right now: about $1,361 a month less.

Renting
$2,152
Owning
$3,513

Owning assumes a typical $506,300 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $50,630 for the down payment.

Frequently asked questions

What is the average rent in Sacramento, CA?

Renting in Sacramento costs a median of about $2,152 a month in 2026, including utilities. The California median is $2,357.

How much do I need to make to live in Sacramento?

To keep rent under 30% of income, you need about $86,080 a year, or $41 an hour at a full-time job.

Is Sacramento cheap or expensive?

Sacramento is rated OK: rent takes 27.4% of the typical household income of $94,176. It ranks 271st cheapest of 653 California cities we track.

How much are property taxes in Sacramento?

The median homeowner in Sacramento pays $3,842 a year in property taxes, about 0.76% of the median home value.

Is Sacramento more expensive than the national average?

Overall prices in the metro area are 7% above the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Sacramento?

The median home value in Sacramento is $506,300, about 5.4 times the typical yearly household income.

528,706 people live in Sacramento. Numbers are typical (middle) values.