States › Florida › Ruskin

Is Ruskin, FL expensive to live in?

ExpensiveRent takes 38 cents of every $1 people earn here.
🏠 Rent per month (2026)$2,67352% higher than U.S. average
💵 Families earn per year (2026)$85,455about $7,121/month · 2% lower than U.S. average
🔑 House price$323,0003% lower than U.S. average

Rent is higher than in 89% of U.S. cities. A typical house costs about 3.8 years of household income. Commutes are long, about 35.6 minutes each way. Most homes (75.4%) are owned, so rentals can be hard to find.

How much money do I need?

To rent here comfortably, you should earn about $106,920 a year. That is $51 an hour at a full-time job.

Is rent cheaper than other Florida cities?

No. Rent here is more expensive than in most of Florida. It is number 424 of 479 cities from cheapest to most expensive.

Ruskin
$2,673

How much do households earn in Ruskin?

Under $25k
12.0%
$25k–50k
21.6%
$50k–100k
43.3%
$100k–150k
12.4%
$150k+
7.2%

Share of households by yearly income. 19.6% of households earn $100,000 or more.

Rent by apartment size in Ruskin

SizeRuskinU.S. average
1 bedroom$1,050$1,324
2 bedrooms$1,221$1,509
3 bedrooms$1,675$1,698
4 bedrooms$2,523$2,098

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Ruskin overall?

Everyday prices in Florida overall are 3% above the U.S. average (index 103.4, U.S. = 100).

Housing
122
Goods (food, clothes…)
98
Utilities
90
Other services
101
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Ruskin, so the Florida figure is shown.

Taxes and bills in Ruskin

🏛️ Property tax$3,333a year · 1.03% of home value · U.S. $3,119
⚡ Electric bill$171a month (typical) · U.S. $156

Life in Ruskin

Commute to work35.6 minU.S.: 26.4 min
College degree22.4%U.S.: 35.7%
Own their home75.4%U.S.: 65.2%
Below poverty line10.8%U.S.: 12.5%
Unemployment4.5%U.S.: 5.2%

Is it cheaper to rent or buy in Ruskin?

Buying is cheaper month to month: about $432 a month less than renting.

Renting
$2,673
Owning
$2,241

Owning assumes a typical $323,000 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $32,300 for the down payment.

Frequently asked questions

What is the average rent in Ruskin, FL?

Renting in Ruskin costs a median of about $2,673 a month in 2026, including utilities. The Florida median is $1,963.

How much do I need to make to live in Ruskin?

To keep rent under 30% of income, you need about $106,920 a year, or $51 an hour at a full-time job.

Is Ruskin cheap or expensive?

Ruskin is rated Expensive: rent takes 37.5% of the typical household income of $85,455. It ranks 424th cheapest of 479 Florida cities we track.

How much are property taxes in Ruskin?

The median homeowner in Ruskin pays $3,333 a year in property taxes, about 1.03% of the median home value.

Is Ruskin more expensive than the national average?

Overall prices in Florida are 3% above the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Ruskin?

The median home value in Ruskin is $323,000, about 3.8 times the typical yearly household income.

29,834 people live in Ruskin. Numbers are typical (middle) values.