States › Texas › Rockwall

Is Rockwall, TX expensive to live in?

CheapRent takes 19 cents of every $1 people earn here.
🏠 Rent per month (2026)$2,02415% higher than U.S. average
💵 Families earn per year (2026)$124,653about $10,388/month · 43% higher than U.S. average
🔑 House price$411,70024% higher than U.S. average

Rent is higher than in 70% of U.S. cities. A typical house costs about 3.3 years of household income. Commutes are long, about 31.8 minutes each way.

How much money do I need?

To rent here comfortably, you should earn about $80,960 a year. That is $39 an hour at a full-time job.

Is rent cheaper than other Texas cities?

No. Rent here is more expensive than in most of Texas. It is number 344 of 426 cities from cheapest to most expensive.

Rockwall
$2,024
$2,163
$1,741
$1,964
$1,408

How much do households earn in Rockwall?

Under $25k
6.6%
$25k–50k
12.8%
$50k–100k
33.1%
$100k–150k
25.0%
$150k+
20.4%

Share of households by yearly income. 45.4% of households earn $100,000 or more.

Rent by apartment size in Rockwall

SizeRockwallU.S. average
Studio$1,698$1,338
1 bedroom$1,644$1,324
2 bedrooms$2,203$1,509
3 bedrooms$2,306$1,698
4 bedrooms$2,903$2,098

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Rockwall overall?

Everyday prices in Texas overall are 3% below the U.S. average (index 97.1, U.S. = 100).

Housing
97
Goods (food, clothes…)
98
Utilities
88
Other services
97
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Rockwall, so the Texas figure is shown.

Taxes and bills in Rockwall

🏛️ Property tax$6,032a year · 1.47% of home value · U.S. $3,119
⚡ Electric bill$202a month (typical) · U.S. $156

Life in Rockwall

Commute to work31.8 minU.S.: 26.4 min
College degree48.6%U.S.: 35.7%
Own their home72.5%U.S.: 65.2%
Below poverty line4%U.S.: 12.5%
Unemployment4.4%U.S.: 5.2%

Is it cheaper to rent or buy in Rockwall?

Renting is cheaper right now: about $833 a month less.

Renting
$2,024
Owning
$2,857

Owning assumes a typical $411,700 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $41,170 for the down payment.

Frequently asked questions

What is the average rent in Rockwall, TX?

Renting in Rockwall costs a median of about $2,024 a month in 2026, including utilities. The Texas median is $1,451.

How much do I need to make to live in Rockwall?

To keep rent under 30% of income, you need about $80,960 a year, or $39 an hour at a full-time job.

Is Rockwall cheap or expensive?

Rockwall is rated Cheap: rent takes 19.5% of the typical household income of $124,653. It ranks 344th cheapest of 426 Texas cities we track.

How much are property taxes in Rockwall?

The median homeowner in Rockwall pays $6,032 a year in property taxes, about 1.47% of the median home value.

Is Rockwall more expensive than the national average?

Overall prices in Texas are 3% below the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Rockwall?

The median home value in Rockwall is $411,700, about 3.3 times the typical yearly household income.

51,168 people live in Rockwall. Numbers are typical (middle) values.