salaryRent here is among the lowest 10% of all U.S. cities. A typical house costs under 3 years of household income, which is easy by U.S. standards. Commutes are short, about 15.7 minutes.
How much money do I need?
To rent here comfortably, you should earn about $33,360 a year. That is $16 an hour at a full-time job.
Is rent cheaper than other Illinois cities?
Yes. Rent here is cheaper than in most of Illinois. It is number 19 of 334 cities from cheapest to most expensive.
How much do households earn in Rock Falls?
Share of households by yearly income. 13.3% of households earn $100,000 or more.
Rent by apartment size in Rock Falls
| Size | Rock Falls | U.S. average |
|---|---|---|
| 1 bedroom | $689 | $1,324 |
| 2 bedrooms | $839 | $1,509 |
| 3 bedrooms | $1,172 | $1,698 |
| 4 bedrooms | $818 | $2,098 |
Median monthly rent plus utilities for all renters, by number of bedrooms.
How expensive is Rock Falls overall?
Everyday prices in Illinois overall are same as the U.S. average (index 100.0, U.S. = 100).
Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Rock Falls, so the Illinois figure is shown.
Taxes and bills in Rock Falls
Life in Rock Falls
Is it cheaper to rent or buy in Rock Falls?
Buying is cheaper month to month: about $252 a month less than renting.
Owning assumes a typical $83,900 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $8,390 for the down payment.
Frequently asked questions
What is the average rent in Rock Falls, IL?
Renting in Rock Falls costs a median of about $834 a month in 2026, including utilities. The Illinois median is $1,517.
How much do I need to make to live in Rock Falls?
To keep rent under 30% of income, you need about $33,360 a year, or $16 an hour at a full-time job.
Is Rock Falls cheap or expensive?
Rock Falls is rated Cheap: rent takes 18.7% of the typical household income of $53,494. It ranks 19th cheapest of 334 Illinois cities we track.
How much are property taxes in Rock Falls?
The median homeowner in Rock Falls pays $2,112 a year in property taxes, about 2.52% of the median home value.
Is Rock Falls more expensive than the national average?
Overall prices in Illinois are same as the U.S. average, according to the U.S. Bureau of Economic Analysis.
How much does a house cost in Rock Falls?
The median home value in Rock Falls is $83,900, about 1.6 times the typical yearly household income.
8,587 people live in Rock Falls. Numbers are typical (middle) values.