States › Indiana › Rochester

Is Rochester, IN expensive to live in?

CheapRent takes 19 cents of every $1 people earn here.
🏠 Rent per month (2026)$95945% lower than U.S. average
💵 Families earn per year (2026)$61,483about $5,124/month · 29% lower than U.S. average
🔑 House price$137,40059% lower than U.S. average

Rent is lower than in 90% of U.S. cities. A typical house costs under 3 years of household income, which is easy by U.S. standards.

How much money do I need?

To rent here comfortably, you should earn about $38,360 a year. That is $18 an hour at a full-time job.

Is rent cheaper than other Indiana cities?

Yes. Rent here is cheaper than in most of Indiana. It is number 25 of 132 cities from cheapest to most expensive.

Rochester
$959
Cumberland
$1,280
Dunlap
$1,406
Gas City
$996
Huntingburg
$1,043
Rushville
$806
Mount Vernon
$875

How much do households earn in Rochester?

Under $25k
20.4%
$25k–50k
30.5%
$50k–100k
37.4%
$100k–150k
7.9%
$150k+
2.4%

Share of households by yearly income. 10.3% of households earn $100,000 or more.

Rent by apartment size in Rochester

SizeRochesterU.S. average
1 bedroom$644$1,324
2 bedrooms$1,034$1,509
3 bedrooms$1,216$1,698

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Rochester overall?

Everyday prices in Indiana overall are 7% below the U.S. average (index 93.3, U.S. = 100).

Housing
74
Goods (food, clothes…)
96
Utilities
86
Other services
99
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Rochester, so the Indiana figure is shown.

Taxes and bills in Rochester

🏛️ Property tax$922a year · 0.67% of home value · U.S. $3,119
⚡ Electric bill$125a month (typical) · U.S. $156

Life in Rochester

Commute to work20.6 minU.S.: 26.4 min
College degree18.3%U.S.: 35.7%
Own their home65.8%U.S.: 65.2%
Below poverty line18.1%U.S.: 12.5%
Unemployment7.7%U.S.: 5.2%

Is it cheaper to rent or buy in Rochester?

About the same. Renting and owning cost within $6 of each other each month.

Renting
$959
Owning
$953

Owning assumes a typical $137,400 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $13,740 for the down payment.

Frequently asked questions

What is the average rent in Rochester, IN?

Renting in Rochester costs a median of about $959 a month in 2026, including utilities. The Indiana median is $1,219.

How much do I need to make to live in Rochester?

To keep rent under 30% of income, you need about $38,360 a year, or $18 an hour at a full-time job.

Is Rochester cheap or expensive?

Rochester is rated Cheap: rent takes 18.7% of the typical household income of $61,483. It ranks 25th cheapest of 132 Indiana cities we track.

How much are property taxes in Rochester?

The median homeowner in Rochester pays $922 a year in property taxes, about 0.67% of the median home value.

Is Rochester more expensive than the national average?

Overall prices in Indiana are 7% below the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Rochester?

The median home value in Rochester is $137,400, about 2.2 times the typical yearly household income.

6,215 people live in Rochester. Numbers are typical (middle) values.