States › Mississippi › Ripley

Is Ripley, MS expensive to live in?

OKRent takes 23 cents of every $1 people earn here.
🏠 Rent per month (2026)$1,13835% lower than U.S. average
💵 Families earn per year (2026)$59,796about $4,983/month · 31% lower than U.S. average
🔑 House price$117,20065% lower than U.S. average

Rent is lower than in 80% of U.S. cities. A typical house costs under 3 years of household income, which is easy by U.S. standards.

How much money do I need?

To rent here comfortably, you should earn about $45,520 a year. That is $22 an hour at a full-time job.

Is rent cheaper than other Mississippi cities?

Yes. Rent here is cheaper than in most of Mississippi. It is number 28 of 66 cities from cheapest to most expensive.

Ripley
$1,138
Forest
$947
Pontotoc
$938
Louisville
$649
Pass Christian
$1,261
Gulf Park Estates
$1,389
Amory
$878

How much do households earn in Ripley?

Under $25k
21.0%
$25k–50k
29.0%
$50k–100k
38.3%
$100k–150k
6.5%
$150k+
2.5%

Share of households by yearly income. 9.0% of households earn $100,000 or more.

Rent by apartment size in Ripley

SizeRipleyU.S. average
2 bedrooms$930$1,509
3 bedrooms$766$1,698

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Ripley overall?

Everyday prices in Mississippi overall are 13% below the U.S. average (index 87.0, U.S. = 100).

Housing
56
Goods (food, clothes…)
96
Utilities
78
Other services
96
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Ripley, so the Mississippi figure is shown.

Taxes and bills in Ripley

🏛️ Property tax$1,026a year · 0.88% of home value · U.S. $3,119
⚡ Electric bill$169a month (typical) · U.S. $156

Life in Ripley

Commute to work23.7 minU.S.: 26.4 min
College degree21.7%U.S.: 35.7%
Own their home62.3%U.S.: 65.2%
Below poverty line20.1%U.S.: 12.5%
Unemployment10.7%U.S.: 5.2%

Is it cheaper to rent or buy in Ripley?

Buying is cheaper month to month: about $325 a month less than renting.

Renting
$1,138
Owning
$813

Owning assumes a typical $117,200 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $11,720 for the down payment.

Frequently asked questions

What is the average rent in Ripley, MS?

Renting in Ripley costs a median of about $1,138 a month in 2026, including utilities. The Mississippi median is $1,187.

How much do I need to make to live in Ripley?

To keep rent under 30% of income, you need about $45,520 a year, or $22 an hour at a full-time job.

Is Ripley cheap or expensive?

Ripley is rated OK: rent takes 22.8% of the typical household income of $59,796. It ranks 28th cheapest of 66 Mississippi cities we track.

How much are property taxes in Ripley?

The median homeowner in Ripley pays $1,026 a year in property taxes, about 0.88% of the median home value.

Is Ripley more expensive than the national average?

Overall prices in Mississippi are 13% below the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Ripley?

The median home value in Ripley is $117,200, about 2.0 times the typical yearly household income.

5,377 people live in Ripley. Numbers are typical (middle) values.