States › Mississippi › Ridgeland

Is Ridgeland, MS expensive to live in?

OKRent takes 25 cents of every $1 people earn here.
🏠 Rent per month (2026)$1,49115% lower than U.S. average
💵 Families earn per year (2026)$71,222about $5,935/month · 18% lower than U.S. average
🔑 House price$275,20017% lower than U.S. average

Rent is lower than in 58% of U.S. cities. A typical house costs about 3.9 years of household income.

How much money do I need?

To rent here comfortably, you should earn about $59,640 a year. That is $29 an hour at a full-time job.

Is rent cheaper than other Mississippi cities?

No. Rent here is more expensive than in most of Mississippi. It is number 52 of 66 cities from cheapest to most expensive.

Ridgeland
$1,491
Brandon
$1,791
Starkville
$1,016
Columbus
$1,187
Oxford
$1,145
Horn Lake
$1,813
Clinton
$1,248

How much do households earn in Ridgeland?

Under $25k
11.7%
$25k–50k
28.9%
$50k–100k
32.5%
$100k–150k
12.9%
$150k+
11.1%

Share of households by yearly income. 24.0% of households earn $100,000 or more.

Rent by apartment size in Ridgeland

SizeRidgelandU.S. average
Studio$1,157$1,338
1 bedroom$1,223$1,324
2 bedrooms$1,445$1,509
3 bedrooms$1,732$1,698
4 bedrooms$2,438$2,098

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Ridgeland overall?

Everyday prices in Mississippi overall are 13% below the U.S. average (index 87.0, U.S. = 100).

Housing
56
Goods (food, clothes…)
96
Utilities
78
Other services
96
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Ridgeland, so the Mississippi figure is shown.

Taxes and bills in Ridgeland

🏛️ Property tax$1,909a year · 0.69% of home value · U.S. $3,119
⚡ Electric bill$147a month (typical) · U.S. $156

Life in Ridgeland

Commute to work21.1 minU.S.: 26.4 min
College degree51.7%U.S.: 35.7%
Own their home47.3%U.S.: 65.2%
Below poverty line9.9%U.S.: 12.5%
Unemployment4.1%U.S.: 5.2%

Is it cheaper to rent or buy in Ridgeland?

Renting is cheaper right now: about $419 a month less.

Renting
$1,491
Owning
$1,910

Owning assumes a typical $275,200 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $27,520 for the down payment.

Frequently asked questions

What is the average rent in Ridgeland, MS?

Renting in Ridgeland costs a median of about $1,491 a month in 2026, including utilities. The Mississippi median is $1,187.

How much do I need to make to live in Ridgeland?

To keep rent under 30% of income, you need about $59,640 a year, or $29 an hour at a full-time job.

Is Ridgeland cheap or expensive?

Ridgeland is rated OK: rent takes 25.1% of the typical household income of $71,222. It ranks 52nd cheapest of 66 Mississippi cities we track.

How much are property taxes in Ridgeland?

The median homeowner in Ridgeland pays $1,909 a year in property taxes, about 0.69% of the median home value.

Is Ridgeland more expensive than the national average?

Overall prices in Mississippi are 13% below the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Ridgeland?

The median home value in Ridgeland is $275,200, about 3.9 times the typical yearly household income.

24,587 people live in Ridgeland. Numbers are typical (middle) values.