States › New Jersey › Ridgefield

Is Ridgefield, NJ expensive to live in?

OKRent takes 25 cents of every $1 people earn here.
🏠 Rent per month (2026)$2,63950% higher than U.S. average
💵 Families earn per year (2026)$127,327about $10,611/month · 46% higher than U.S. average
🔑 House price$646,20094% higher than U.S. average

Rent is higher than in 88% of U.S. cities. A typical house costs about 5.1 years of household income. Commutes are long, about 31.6 minutes each way.

How much money do I need?

To rent here comfortably, you should earn about $105,560 a year. That is $51 an hour at a full-time job.

Is rent cheaper than other New Jersey cities?

No. Rent here is more expensive than in most of New Jersey. It is number 205 of 291 cities from cheapest to most expensive.

Ridgefield
$2,639
Gloucester City
$2,459
Greentree
$2,401
Martinsville
$2,395
Hamilton Square
$2,360
Ringwood
$1,931
Westwood
$2,959

How much do households earn in Ridgefield?

Under $25k
5.3%
$25k–50k
14.5%
$50k–100k
30.1%
$100k–150k
25.3%
$150k+
24.1%

Share of households by yearly income. 49.4% of households earn $100,000 or more.

Rent by apartment size in Ridgefield

SizeRidgefieldU.S. average
1 bedroom$2,227$1,324
2 bedrooms$2,179$1,509
3 bedrooms$3,098$1,698

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Ridgefield overall?

Everyday prices in New Jersey overall are 9% above the U.S. average (index 108.8, U.S. = 100).

Housing
134
Goods (food, clothes…)
107
Utilities
114
Other services
104
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Ridgefield, so the New Jersey figure is shown.

Taxes and bills in Ridgefield

🏛️ Property tax$10,000+a year · 1.55% of home value · U.S. $3,119
⚡ Electric bill$156a month (typical) · U.S. $156

Life in Ridgefield

Commute to work31.6 minU.S.: 26.4 min
College degree46.5%U.S.: 35.7%
Own their home51.4%U.S.: 65.2%
Below poverty line5.1%U.S.: 12.5%
Unemployment5.6%U.S.: 5.2%

Is it cheaper to rent or buy in Ridgefield?

Renting is cheaper right now: about $1,845 a month less.

Renting
$2,639
Owning
$4,484

Owning assumes a typical $646,200 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $64,620 for the down payment.

Frequently asked questions

What is the average rent in Ridgefield, NJ?

Renting in Ridgefield costs a median of about $2,639 a month in 2026, including utilities. The New Jersey median is $2,240.

How much do I need to make to live in Ridgefield?

To keep rent under 30% of income, you need about $105,560 a year, or $51 an hour at a full-time job.

Is Ridgefield cheap or expensive?

Ridgefield is rated OK: rent takes 24.9% of the typical household income of $127,327. It ranks 205th cheapest of 291 New Jersey cities we track.

How much are property taxes in Ridgefield?

The median homeowner in Ridgefield pays $10,000+ a year in property taxes, about 1.55% of the median home value.

Is Ridgefield more expensive than the national average?

Overall prices in New Jersey are 9% above the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Ridgefield?

The median home value in Ridgefield is $646,200, about 5.1 times the typical yearly household income.

11,498 people live in Ridgefield. Numbers are typical (middle) values.