States › California › Ramona

Is Ramona, CA expensive to live in?

OKRent takes 21 cents of every $1 people earn here.
🏠 Rent per month (2026)$2,02816% higher than U.S. average
💵 Families earn per year (2026)$115,860about $9,655/month · 33% higher than U.S. average
🔑 House price$766,400130% higher than U.S. average

Rent is higher than in 70% of U.S. cities. A typical house costs about 6.6 years of household income, so buying is hard for most locals. Commutes are long, about 35.4 minutes each way.

How much money do I need?

To rent here comfortably, you should earn about $81,120 a year. That is $39 an hour at a full-time job.

Is rent cheaper than other California cities?

Yes. Rent here is cheaper than in most of California. It is number 238 of 653 cities from cheapest to most expensive.

Ramona
$2,028
$3,426
$2,724
$2,037

How much do households earn in Ramona?

Under $25k
11.8%
$25k–50k
18.0%
$50k–100k
26.7%
$100k–150k
22.8%
$150k+
19.5%

Share of households by yearly income. 42.3% of households earn $100,000 or more.

Rent by apartment size in Ramona

SizeRamonaU.S. average
1 bedroom$1,676$1,324
2 bedrooms$1,907$1,509
3 bedrooms$2,234$1,698
4 bedrooms$2,887$2,098

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Ramona overall?

Everyday prices in California overall are 11% above the U.S. average (index 110.7, U.S. = 100).

Housing
154
Goods (food, clothes…)
106
Utilities
159
Other services
103
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Ramona, so the California figure is shown.

Taxes and bills in Ramona

🏛️ Property tax$5,064a year · 0.66% of home value · U.S. $3,119
⚡ Electric bill$160a month (typical) · U.S. $156

Life in Ramona

Commute to work35.4 minU.S.: 26.4 min
College degree25.4%U.S.: 35.7%
Own their home70.5%U.S.: 65.2%
Below poverty line6.2%U.S.: 12.5%
Unemployment4.1%U.S.: 5.2%

Is it cheaper to rent or buy in Ramona?

Renting is cheaper right now: about $3,290 a month less.

Renting
$2,028
Owning
$5,318

Owning assumes a typical $766,400 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $76,640 for the down payment.

Frequently asked questions

What is the average rent in Ramona, CA?

Renting in Ramona costs a median of about $2,028 a month in 2026, including utilities. The California median is $2,357.

How much do I need to make to live in Ramona?

To keep rent under 30% of income, you need about $81,120 a year, or $39 an hour at a full-time job.

Is Ramona cheap or expensive?

Ramona is rated OK: rent takes 21.0% of the typical household income of $115,860. It ranks 238th cheapest of 653 California cities we track.

How much are property taxes in Ramona?

The median homeowner in Ramona pays $5,064 a year in property taxes, about 0.66% of the median home value.

Is Ramona more expensive than the national average?

Overall prices in California are 11% above the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Ramona?

The median home value in Ramona is $766,400, about 6.6 times the typical yearly household income.

22,634 people live in Ramona. Numbers are typical (middle) values.