States › Kentucky › Radcliff

Is Radcliff, KY expensive to live in?

CheapRent takes 20 cents of every $1 people earn here.
🏠 Rent per month (2026)$1,04840% lower than U.S. average
💵 Families earn per year (2026)$63,156about $5,263/month · 27% lower than U.S. average
🔑 House price$169,60049% lower than U.S. average

Rent is lower than in 85% of U.S. cities. A typical house costs under 3 years of household income, which is easy by U.S. standards.

How much money do I need?

To rent here comfortably, you should earn about $41,920 a year. That is $20 an hour at a full-time job.

Is rent cheaper than other Kentucky cities?

Yes. Rent here is cheaper than in most of Kentucky. It is number 28 of 87 cities from cheapest to most expensive.

Radcliff
$1,048
Ashland
$1,071
Erlanger
$1,226
Madisonville
$708
Paducah
$945
Winchester
$1,126
Henderson
$808

How much do households earn in Radcliff?

Under $25k
14.8%
$25k–50k
32.5%
$50k–100k
33.1%
$100k–150k
10.2%
$150k+
4.4%

Share of households by yearly income. 14.6% of households earn $100,000 or more.

Rent by apartment size in Radcliff

SizeRadcliffU.S. average
Studio$604$1,338
1 bedroom$826$1,324
2 bedrooms$949$1,509
3 bedrooms$1,288$1,698
4 bedrooms$1,561$2,098

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Radcliff overall?

Everyday prices in Kentucky overall are 10% below the U.S. average (index 90.2, U.S. = 100).

Housing
64
Goods (food, clothes…)
96
Utilities
75
Other services
97
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Radcliff, so the Kentucky figure is shown.

Taxes and bills in Radcliff

🏛️ Property tax$1,236a year · 0.73% of home value · U.S. $3,119
⚡ Electric bill$146a month (typical) · U.S. $156

Life in Radcliff

Commute to work24.7 minU.S.: 26.4 min
College degree18.3%U.S.: 35.7%
Own their home50.4%U.S.: 65.2%
Below poverty line15.9%U.S.: 12.5%
Unemployment9.3%U.S.: 5.2%

Is it cheaper to rent or buy in Radcliff?

Renting is cheaper right now: about $129 a month less.

Renting
$1,048
Owning
$1,177

Owning assumes a typical $169,600 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $16,960 for the down payment.

Frequently asked questions

What is the average rent in Radcliff, KY?

Renting in Radcliff costs a median of about $1,048 a month in 2026, including utilities. The Kentucky median is $1,175.

How much do I need to make to live in Radcliff?

To keep rent under 30% of income, you need about $41,920 a year, or $20 an hour at a full-time job.

Is Radcliff cheap or expensive?

Radcliff is rated Cheap: rent takes 19.9% of the typical household income of $63,156. It ranks 28th cheapest of 87 Kentucky cities we track.

How much are property taxes in Radcliff?

The median homeowner in Radcliff pays $1,236 a year in property taxes, about 0.73% of the median home value.

Is Radcliff more expensive than the national average?

Overall prices in Kentucky are 10% below the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Radcliff?

The median home value in Radcliff is $169,600, about 2.7 times the typical yearly household income.

22,864 people live in Radcliff. Numbers are typical (middle) values.