States › Indiana › Plainfield

Is Plainfield, IN expensive to live in?

OKRent takes 24 cents of every $1 people earn here.
🏠 Rent per month (2026)$1,8817% higher than U.S. average
💵 Families earn per year (2026)$94,123about $7,844/month · 8% higher than U.S. average
🔑 House price$280,60016% lower than U.S. average

Rent is higher than in 62% of U.S. cities. A typical house costs under 3 years of household income, which is easy by U.S. standards.

How much money do I need?

To rent here comfortably, you should earn about $75,240 a year. That is $36 an hour at a full-time job.

Is rent cheaper than other Indiana cities?

No. Rent here is more expensive than in most of Indiana. It is number 125 of 132 cities from cheapest to most expensive.

Plainfield
$1,881
Merrillville
$1,297
Richmond
$816
New Albany
$1,075
Portage
$1,254
Valparaiso
$1,631
Goshen
$1,177

How much do households earn in Plainfield?

Under $25k
10.3%
$25k–50k
17.7%
$50k–100k
39.7%
$100k–150k
18.8%
$150k+
9.8%

Share of households by yearly income. 28.7% of households earn $100,000 or more.

Rent by apartment size in Plainfield

SizePlainfieldU.S. average
Studio$1,210$1,338
1 bedroom$1,387$1,324
2 bedrooms$1,611$1,509
3 bedrooms$1,923$1,698
4 bedrooms$1,982$2,098

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Plainfield overall?

Everyday prices in Indiana overall are 7% below the U.S. average (index 93.3, U.S. = 100).

Housing
74
Goods (food, clothes…)
96
Utilities
86
Other services
99
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Plainfield, so the Indiana figure is shown.

Taxes and bills in Plainfield

🏛️ Property tax$2,153a year · 0.77% of home value · U.S. $3,119
⚡ Electric bill$145a month (typical) · U.S. $156

Life in Plainfield

Commute to work22.8 minU.S.: 26.4 min
College degree32.7%U.S.: 35.7%
Own their home62.3%U.S.: 65.2%
Below poverty line8.1%U.S.: 12.5%
Unemployment3.6%U.S.: 5.2%

Is it cheaper to rent or buy in Plainfield?

Renting is cheaper right now: about $66 a month less.

Renting
$1,881
Owning
$1,947

Owning assumes a typical $280,600 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $28,060 for the down payment.

Frequently asked questions

What is the average rent in Plainfield, IN?

Renting in Plainfield costs a median of about $1,881 a month in 2026, including utilities. The Indiana median is $1,219.

How much do I need to make to live in Plainfield?

To keep rent under 30% of income, you need about $75,240 a year, or $36 an hour at a full-time job.

Is Plainfield cheap or expensive?

Plainfield is rated OK: rent takes 24.0% of the typical household income of $94,123. It ranks 125th cheapest of 132 Indiana cities we track.

How much are property taxes in Plainfield?

The median homeowner in Plainfield pays $2,153 a year in property taxes, about 0.77% of the median home value.

Is Plainfield more expensive than the national average?

Overall prices in Indiana are 7% below the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Plainfield?

The median home value in Plainfield is $280,600, about 3.0 times the typical yearly household income.

36,369 people live in Plainfield. Numbers are typical (middle) values.