States › Illinois › Plainfield

Is Plainfield, IL expensive to live in?

OKRent takes 21 cents of every $1 people earn here.
🏠 Rent per month (2026)$2,71255% higher than U.S. average
💵 Families earn per year (2026)$155,304about $12,942/month · 78% higher than U.S. average
🔑 House price$431,40030% higher than U.S. average

Rent is higher than in 90% of U.S. cities. Household incomes are higher than in 91% of U.S. cities. A typical house costs under 3 years of household income, which is easy by U.S. standards. Commutes are long, about 33.3 minutes each way. Most homes (88%) are owned, so rentals can be hard to find. It is a highly educated city: 56% of adults have a college degree.

How much money do I need?

To rent here comfortably, you should earn about $108,480 a year. That is $52 an hour at a full-time job.

Is rent cheaper than other Illinois cities?

No. Rent here is more expensive than in most of Illinois. It is number 316 of 334 cities from cheapest to most expensive.

Plainfield
$2,712
$2,414
$2,827
$2,138

How much do households earn in Plainfield?

Under $25k
3.8%
$25k–50k
9.1%
$50k–100k
25.7%
$100k–150k
30.0%
$150k+
30.4%

Share of households by yearly income. 60.3% of households earn $100,000 or more.

Rent by apartment size in Plainfield

SizePlainfieldU.S. average
1 bedroom$1,584$1,324
2 bedrooms$2,047$1,509
3 bedrooms$2,707$1,698
4 bedrooms$3,557$2,098

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Plainfield overall?

Everyday prices in Illinois overall are same as the U.S. average (index 100.0, U.S. = 100).

Housing
94
Goods (food, clothes…)
104
Utilities
85
Other services
100
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Plainfield, so the Illinois figure is shown.

Taxes and bills in Plainfield

🏛️ Property tax$9,490a year · 2.20% of home value · U.S. $3,119
⚡ Electric bill$142a month (typical) · U.S. $156

Life in Plainfield

Commute to work33.3 minU.S.: 26.4 min
College degree56%U.S.: 35.7%
Own their home88%U.S.: 65.2%
Below poverty line4.2%U.S.: 12.5%
Unemployment3.8%U.S.: 5.2%

Is it cheaper to rent or buy in Plainfield?

Renting is cheaper right now: about $281 a month less.

Renting
$2,712
Owning
$2,993

Owning assumes a typical $431,400 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $43,140 for the down payment.

Frequently asked questions

What is the average rent in Plainfield, IL?

Renting in Plainfield costs a median of about $2,712 a month in 2026, including utilities. The Illinois median is $1,517.

How much do I need to make to live in Plainfield?

To keep rent under 30% of income, you need about $108,480 a year, or $52 an hour at a full-time job.

Is Plainfield cheap or expensive?

Plainfield is rated OK: rent takes 21.0% of the typical household income of $155,304. It ranks 316th cheapest of 334 Illinois cities we track.

How much are property taxes in Plainfield?

The median homeowner in Plainfield pays $9,490 a year in property taxes, about 2.20% of the median home value.

Is Plainfield more expensive than the national average?

Overall prices in Illinois are same as the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Plainfield?

The median home value in Plainfield is $431,400, about 2.8 times the typical yearly household income.

46,708 people live in Plainfield. Numbers are typical (middle) values.