States › Oregon › Philomath

Is Philomath, OR expensive to live in?

OKRent takes 23 cents of every $1 people earn here.
🏠 Rent per month (2026)$1,748same as U.S. average
💵 Families earn per year (2026)$90,240about $7,520/month · 4% higher than U.S. average
🔑 House price$421,30027% higher than U.S. average

Rent is higher than in 54% of U.S. cities. A typical house costs about 4.7 years of household income.

How much money do I need?

To rent here comfortably, you should earn about $69,920 a year. That is $34 an hour at a full-time job.

Is rent cheaper than other Oregon cities?

Yes. Rent here is cheaper than in most of Oregon. It is number 40 of 105 cities from cheapest to most expensive.

Philomath
$1,748
Creswell
$1,291
Winston
$1,039
Deschutes River Woods
$2,037
Marlene Village
$1,965
Tillamook
$1,325
Veneta
$1,686

How much do households earn in Philomath?

Under $25k
9.8%
$25k–50k
22.4%
$50k–100k
37.5%
$100k–150k
13.9%
$150k+
11.7%

Share of households by yearly income. 25.6% of households earn $100,000 or more.

Rent by apartment size in Philomath

SizePhilomathU.S. average
1 bedroom$1,565$1,324
2 bedrooms$1,493$1,509
3 bedrooms$1,872$1,698

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Philomath overall?

Everyday prices in Oregon overall are 3% above the U.S. average (index 103.4, U.S. = 100).

Housing
109
Goods (food, clothes…)
105
Utilities
107
Other services
100
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Philomath, so the Oregon figure is shown.

Taxes and bills in Philomath

🏛️ Property tax$4,047a year · 0.96% of home value · U.S. $3,119
⚡ Electric bill$110a month (typical) · U.S. $156

Life in Philomath

Commute to work22.8 minU.S.: 26.4 min
College degree50.6%U.S.: 35.7%
Own their home68.2%U.S.: 65.2%
Below poverty line7.2%U.S.: 12.5%
Unemployment3.2%U.S.: 5.2%

Is it cheaper to rent or buy in Philomath?

Renting is cheaper right now: about $1,175 a month less.

Renting
$1,748
Owning
$2,923

Owning assumes a typical $421,300 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $42,130 for the down payment.

Frequently asked questions

What is the average rent in Philomath, OR?

Renting in Philomath costs a median of about $1,748 a month in 2026, including utilities. The Oregon median is $1,811.

How much do I need to make to live in Philomath?

To keep rent under 30% of income, you need about $69,920 a year, or $34 an hour at a full-time job.

Is Philomath cheap or expensive?

Philomath is rated OK: rent takes 23.2% of the typical household income of $90,240. It ranks 40th cheapest of 105 Oregon cities we track.

How much are property taxes in Philomath?

The median homeowner in Philomath pays $4,047 a year in property taxes, about 0.96% of the median home value.

Is Philomath more expensive than the national average?

Overall prices in Oregon are 3% above the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Philomath?

The median home value in Philomath is $421,300, about 4.7 times the typical yearly household income.

5,642 people live in Philomath. Numbers are typical (middle) values.