salaryRent is higher than in 73% of U.S. cities. Incomes are on the low side for rents this high, so budgets feel tight. A typical house costs about 5.5 years of household income. Most households rent (65%), so there are plenty of rental options.
How much money do I need?
To rent here comfortably, you should earn about $84,200 a year. That is $40 an hour at a full-time job.
Is rent cheaper than other New Jersey cities?
Yes. Rent here is cheaper than in most of New Jersey. It is number 118 of 291 cities from cheapest to most expensive.
How much do households earn in Perth Amboy?
Share of households by yearly income. 21.7% of households earn $100,000 or more.
Rent by apartment size in Perth Amboy
| Size | Perth Amboy | U.S. average |
|---|---|---|
| Studio | $1,540 | $1,338 |
| 1 bedroom | $1,439 | $1,324 |
| 2 bedrooms | $1,950 | $1,509 |
| 3 bedrooms | $2,168 | $1,698 |
| 4 bedrooms | $2,358 | $2,098 |
Median monthly rent plus utilities for all renters, by number of bedrooms.
How expensive is Perth Amboy overall?
Everyday prices in New Jersey overall are 9% above the U.S. average (index 108.8, U.S. = 100).
Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Perth Amboy, so the New Jersey figure is shown.
Taxes and bills in Perth Amboy
Life in Perth Amboy
Is it cheaper to rent or buy in Perth Amboy?
Renting is cheaper right now: about $466 a month less.
Owning assumes a typical $370,600 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $37,060 for the down payment.
Frequently asked questions
What is the average rent in Perth Amboy, NJ?
Renting in Perth Amboy costs a median of about $2,105 a month in 2026, including utilities. The New Jersey median is $2,240.
How much do I need to make to live in Perth Amboy?
To keep rent under 30% of income, you need about $84,200 a year, or $40 an hour at a full-time job.
Is Perth Amboy cheap or expensive?
Perth Amboy is rated Expensive: rent takes 37.8% of the typical household income of $66,842. It ranks 118th cheapest of 291 New Jersey cities we track.
How much are property taxes in Perth Amboy?
The median homeowner in Perth Amboy pays $7,805 a year in property taxes, about 2.11% of the median home value.
Is Perth Amboy more expensive than the national average?
Overall prices in New Jersey are 9% above the U.S. average, according to the U.S. Bureau of Economic Analysis.
How much does a house cost in Perth Amboy?
The median home value in Perth Amboy is $370,600, about 5.5 times the typical yearly household income.
55,855 people live in Perth Amboy. Numbers are typical (middle) values.