salaryRent is lower than in 55% of U.S. cities. A typical house costs about 3.9 years of household income.
How much money do I need?
To rent here comfortably, you should earn about $61,520 a year. That is $30 an hour at a full-time job.
Is rent cheaper than other Florida cities?
Yes. Rent here is cheaper than in most of Florida. It is number 110 of 479 cities from cheapest to most expensive.
How much do households earn in Pensacola?
Share of households by yearly income. 26.9% of households earn $100,000 or more.
Rent by apartment size in Pensacola
| Size | Pensacola | U.S. average |
|---|---|---|
| Studio | $932 | $1,338 |
| 1 bedroom | $1,249 | $1,324 |
| 2 bedrooms | $1,431 | $1,509 |
| 3 bedrooms | $1,462 | $1,698 |
| 4 bedrooms | $2,791 | $2,098 |
Median monthly rent plus utilities for all renters, by number of bedrooms.
How expensive is Pensacola overall?
Everyday prices in the Pensacola-Ferry Pass-Brent metro area are 2% below the U.S. average (index 97.7, U.S. = 100).
Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024.
Taxes and bills in Pensacola
Life in Pensacola
What jobs pay in Pensacola
| Job | Median pay | Rent / pay |
|---|---|---|
| Pharmacist | $132,560 | 13.9% |
| Lawyer | $126,790 | 14.6% |
| Nurse Practitioner | $120,880 | 15.3% |
| Physician Assistant | $119,570 | 15.4% |
| Software Developer | $108,430 | 17.0% |
| Operations Manager | $97,350 | 19.0% |
| Computer Systems Analyst | $94,290 | 19.6% |
| Civil Engineer | $93,980 | 19.6% |
| Dental Hygienist | $81,780 | 22.6% |
| Registered Nurse | $77,890 | 23.7% |
| Accountant | $76,410 | 24.2% |
| Market Research Analyst | $63,400 | 29.1% |
| Licensed Practical Nurse | $59,990 | 30.8% |
| HVAC Technician | $58,030 | 31.8% |
| Police Officer | $56,720 | 32.5% |
| Electrician | $50,510 | 36.5% |
| Elementary School Teacher | $50,360 | 36.6% |
| Plumber | $49,670 | 37.2% |
| Truck Driver | $47,950 | 38.5% |
| Carpenter | $47,920 | 38.5% |
| Firefighter | $45,770 | 40.3% |
| Customer Service Representative | $43,290 | 42.6% |
| Medical Assistant | $38,760 | 47.6% |
| Warehouse Worker | $36,540 | 50.5% |
| Nursing Assistant | $36,430 | 50.7% |
| Restaurant Cook | $35,800 | 51.6% |
| Server (Waiter/Waitress) | $35,340 | 52.2% |
| Retail Salesperson | $31,870 | 57.9% |
| Cashier | $29,910 | 61.7% |
Is it cheaper to rent or buy in Pensacola?
Renting is cheaper right now: about $643 a month less.
Owning assumes a typical $314,400 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $31,440 for the down payment.
Frequently asked questions
What is the average rent in Pensacola, FL?
Renting in Pensacola costs a median of about $1,538 a month in 2026, including utilities. The Florida median is $1,963.
How much do I need to make to live in Pensacola?
To keep rent under 30% of income, you need about $61,520 a year, or $30 an hour at a full-time job.
Is Pensacola cheap or expensive?
Pensacola is rated OK: rent takes 23.1% of the typical household income of $80,038. It ranks 110th cheapest of 479 Florida cities we track.
How much are property taxes in Pensacola?
The median homeowner in Pensacola pays $1,852 a year in property taxes, about 0.59% of the median home value.
Is Pensacola more expensive than the national average?
Overall prices in the metro area are 2% below the U.S. average, according to the U.S. Bureau of Economic Analysis.
How much does a house cost in Pensacola?
The median home value in Pensacola is $314,400, about 3.9 times the typical yearly household income.
54,036 people live in Pensacola. Numbers are typical (middle) values.