salaryRent is lower than in 73% of U.S. cities. A typical house costs under 3 years of household income, which is easy by U.S. standards. Commutes are short, about 16.7 minutes.
How much money do I need?
To rent here comfortably, you should earn about $49,800 a year. That is $24 an hour at a full-time job.
Is rent cheaper than other Texas cities?
Yes. Rent here is cheaper than in most of Texas. It is number 146 of 426 cities from cheapest to most expensive.
How much do households earn in Pampa?
Share of households by yearly income. 22.9% of households earn $100,000 or more.
Rent by apartment size in Pampa
| Size | Pampa | U.S. average |
|---|---|---|
| Studio | $982 | $1,338 |
| 1 bedroom | $609 | $1,324 |
| 2 bedrooms | $965 | $1,509 |
| 3 bedrooms | $1,066 | $1,698 |
| 4 bedrooms | $1,052 | $2,098 |
Median monthly rent plus utilities for all renters, by number of bedrooms.
How expensive is Pampa overall?
Everyday prices in Texas overall are 3% below the U.S. average (index 97.1, U.S. = 100).
Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Pampa, so the Texas figure is shown.
Taxes and bills in Pampa
Life in Pampa
Is it cheaper to rent or buy in Pampa?
Buying is cheaper month to month: about $546 a month less than renting.
Owning assumes a typical $100,700 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $10,070 for the down payment.
Frequently asked questions
What is the average rent in Pampa, TX?
Renting in Pampa costs a median of about $1,245 a month in 2026, including utilities. The Texas median is $1,451.
How much do I need to make to live in Pampa?
To keep rent under 30% of income, you need about $49,800 a year, or $24 an hour at a full-time job.
Is Pampa cheap or expensive?
Pampa is rated OK: rent takes 24.5% of the typical household income of $61,071. It ranks 146th cheapest of 426 Texas cities we track.
How much are property taxes in Pampa?
The median homeowner in Pampa pays $1,407 a year in property taxes, about 1.40% of the median home value.
Is Pampa more expensive than the national average?
Overall prices in Texas are 3% below the U.S. average, according to the U.S. Bureau of Economic Analysis.
How much does a house cost in Pampa?
The median home value in Pampa is $100,700, about 1.6 times the typical yearly household income.
16,659 people live in Pampa. Numbers are typical (middle) values.