States › California › Palm Desert

Is Palm Desert, CA expensive to live in?

ExpensiveRent takes 32 cents of every $1 people earn here.
🏠 Rent per month (2026)$2,26429% higher than U.S. average
💵 Families earn per year (2026)$83,598about $6,967/month · 4% lower than U.S. average
🔑 House price$542,00063% higher than U.S. average

Rent is higher than in 78% of U.S. cities. A typical house costs about 6.5 years of household income, so buying is hard for most locals.

How much money do I need?

To rent here comfortably, you should earn about $90,560 a year. That is $44 an hour at a full-time job.

Is rent cheaper than other California cities?

Yes. Rent here is cheaper than in most of California. It is number 297 of 653 cities from cheapest to most expensive.

Palm Desert
$2,264
$2,233
$1,749
$2,978
$3,063

How much do households earn in Palm Desert?

Under $25k
14.2%
$25k–50k
21.6%
$50k–100k
25.6%
$100k–150k
18.0%
$150k+
15.7%

Share of households by yearly income. 33.7% of households earn $100,000 or more.

Rent by apartment size in Palm Desert

SizePalm DesertU.S. average
Studio$1,650$1,338
1 bedroom$1,562$1,324
2 bedrooms$2,051$1,509
3 bedrooms$2,215$1,698
4 bedrooms$2,702$2,098

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Palm Desert overall?

Everyday prices in the Riverside-San Bernardino-Ontario metro area are 6% above the U.S. average (index 106.4, U.S. = 100).

Housing
129
Goods (food, clothes…)
101
Utilities
149
Other services
101
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024.

Taxes and bills in Palm Desert

🏛️ Property tax$4,660a year · 0.86% of home value · U.S. $3,119
⚡ Electric bill$191a month (typical) · U.S. $156

Life in Palm Desert

Commute to work21 minU.S.: 26.4 min
College degree40.7%U.S.: 35.7%
Own their home65%U.S.: 65.2%
Below poverty line11%U.S.: 12.5%
Unemployment6.4%U.S.: 5.2%

What jobs pay in Palm Desert

JobMedian payRent / pay
Nurse Practitioner$169,92016.0%
Physician Assistant$165,49016.4%
Pharmacist$161,87016.8%
Registered Nurse$133,94020.3%
Software Developer$133,27020.4%
Civil Engineer$115,12023.6%
Dental Hygienist$105,73025.7%
Computer Systems Analyst$105,03025.9%
Operations Manager$102,26026.6%
Police Officer$101,87026.7%
Elementary School Teacher$98,52027.6%
Accountant$83,92032.4%
Firefighter$79,16034.3%
Licensed Practical Nurse$76,97035.3%
Electrician$72,79037.3%
Carpenter$70,88038.3%
Market Research Analyst$69,84038.9%
HVAC Technician$64,30042.3%
Plumber$63,92042.5%
Truck Driver$60,58044.8%
Customer Service Representative$47,15057.6%
Medical Assistant$46,70058.2%
Nursing Assistant$46,43058.5%
Warehouse Worker$46,06059.0%
Restaurant Cook$42,45064.0%
Retail Salesperson$36,72074.0%
Cashier$35,70076.1%
Server (Waiter/Waitress)$34,80078.1%

Is it cheaper to rent or buy in Palm Desert?

Renting is cheaper right now: about $1,497 a month less.

Renting
$2,264
Owning
$3,761

Owning assumes a typical $542,000 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $54,200 for the down payment.

Frequently asked questions

What is the average rent in Palm Desert, CA?

Renting in Palm Desert costs a median of about $2,264 a month in 2026, including utilities. The California median is $2,357.

How much do I need to make to live in Palm Desert?

To keep rent under 30% of income, you need about $90,560 a year, or $44 an hour at a full-time job.

Is Palm Desert cheap or expensive?

Palm Desert is rated Expensive: rent takes 32.5% of the typical household income of $83,598. It ranks 297th cheapest of 653 California cities we track.

How much are property taxes in Palm Desert?

The median homeowner in Palm Desert pays $4,660 a year in property taxes, about 0.86% of the median home value.

Is Palm Desert more expensive than the national average?

Overall prices in the metro area are 6% above the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Palm Desert?

The median home value in Palm Desert is $542,000, about 6.5 times the typical yearly household income.

51,990 people live in Palm Desert. Numbers are typical (middle) values.