salaryRent is higher than in 70% of U.S. cities. A typical house costs about 4.2 years of household income. Most homes (81.9%) are owned, so rentals can be hard to find.
How much money do I need?
To rent here comfortably, you should earn about $80,880 a year. That is $39 an hour at a full-time job.
Is rent cheaper than other Florida cities?
No. Rent here is more expensive than in most of Florida. It is number 266 of 479 cities from cheapest to most expensive.
How much do households earn in Palm Coast?
Share of households by yearly income. 25.4% of households earn $100,000 or more.
Rent by apartment size in Palm Coast
| Size | Palm Coast | U.S. average |
|---|---|---|
| Studio | $1,451 | $1,338 |
| 1 bedroom | $1,437 | $1,324 |
| 2 bedrooms | $1,711 | $1,509 |
| 3 bedrooms | $1,942 | $1,698 |
| 4 bedrooms | $2,053 | $2,098 |
Median monthly rent plus utilities for all renters, by number of bedrooms.
How expensive is Palm Coast overall?
Everyday prices in Florida overall are 3% above the U.S. average (index 103.4, U.S. = 100).
Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Palm Coast, so the Florida figure is shown.
Taxes and bills in Palm Coast
Life in Palm Coast
Is it cheaper to rent or buy in Palm Coast?
Renting is cheaper right now: about $412 a month less.
Owning assumes a typical $350,800 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $35,080 for the down payment.
Frequently asked questions
What is the average rent in Palm Coast, FL?
Renting in Palm Coast costs a median of about $2,022 a month in 2026, including utilities. The Florida median is $1,963.
How much do I need to make to live in Palm Coast?
To keep rent under 30% of income, you need about $80,880 a year, or $39 an hour at a full-time job.
Is Palm Coast cheap or expensive?
Palm Coast is rated OK: rent takes 29.1% of the typical household income of $83,422. It ranks 266th cheapest of 479 Florida cities we track.
How much are property taxes in Palm Coast?
The median homeowner in Palm Coast pays $2,645 a year in property taxes, about 0.75% of the median home value.
Is Palm Coast more expensive than the national average?
Overall prices in Florida are 3% above the U.S. average, according to the U.S. Bureau of Economic Analysis.
How much does a house cost in Palm Coast?
The median home value in Palm Coast is $350,800, about 4.2 times the typical yearly household income.
98,258 people live in Palm Coast. Numbers are typical (middle) values.