States › Missouri › Pacific

Is Pacific, MO expensive to live in?

CheapRent takes 20 cents of every $1 people earn here.
🏠 Rent per month (2026)$1,12236% lower than U.S. average
💵 Families earn per year (2026)$67,795about $5,650/month · 22% lower than U.S. average
🔑 House price$249,30025% lower than U.S. average

Rent is lower than in 81% of U.S. cities. A typical house costs about 3.7 years of household income.

How much money do I need?

To rent here comfortably, you should earn about $44,880 a year. That is $22 an hour at a full-time job.

Is rent cheaper than other Missouri cities?

Yes. Rent here is cheaper than in most of Missouri. It is number 50 of 142 cities from cheapest to most expensive.

Pacific
$1,122
Aurora
$1,265
Sappington
$1,372
Boonville
$773
Marshfield
$673
Dexter
$955
Nevada
$1,011

How much do households earn in Pacific?

Under $25k
18.2%
$25k–50k
27.9%
$50k–100k
30.7%
$100k–150k
14.3%
$150k+
7.7%

Share of households by yearly income. 22.0% of households earn $100,000 or more.

Rent by apartment size in Pacific

SizePacificU.S. average
1 bedroom$753$1,324
2 bedrooms$1,011$1,509
3 bedrooms$1,339$1,698

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Pacific overall?

Everyday prices in Missouri overall are 9% below the U.S. average (index 90.8, U.S. = 100).

Housing
70
Goods (food, clothes…)
96
Utilities
79
Other services
95
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Pacific, so the Missouri figure is shown.

Taxes and bills in Pacific

🏛️ Property tax$2,328a year · 0.93% of home value · U.S. $3,119
⚡ Electric bill$141a month (typical) · U.S. $156

Life in Pacific

Commute to work29.3 minU.S.: 26.4 min
College degree21.3%U.S.: 35.7%
Own their home64.9%U.S.: 65.2%
Below poverty line5.5%U.S.: 12.5%
Unemployment1.8%U.S.: 5.2%

Is it cheaper to rent or buy in Pacific?

Renting is cheaper right now: about $608 a month less.

Renting
$1,122
Owning
$1,730

Owning assumes a typical $249,300 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $24,930 for the down payment.

Frequently asked questions

What is the average rent in Pacific, MO?

Renting in Pacific costs a median of about $1,122 a month in 2026, including utilities. The Missouri median is $1,285.

How much do I need to make to live in Pacific?

To keep rent under 30% of income, you need about $44,880 a year, or $22 an hour at a full-time job.

Is Pacific cheap or expensive?

Pacific is rated Cheap: rent takes 19.9% of the typical household income of $67,795. It ranks 50th cheapest of 142 Missouri cities we track.

How much are property taxes in Pacific?

The median homeowner in Pacific pays $2,328 a year in property taxes, about 0.93% of the median home value.

Is Pacific more expensive than the national average?

Overall prices in Missouri are 9% below the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Pacific?

The median home value in Pacific is $249,300, about 3.7 times the typical yearly household income.

7,475 people live in Pacific. Numbers are typical (middle) values.