States › Missouri › Ozark

Is Ozark, MO expensive to live in?

OKRent takes 20 cents of every $1 people earn here.
🏠 Rent per month (2026)$1,35123% lower than U.S. average
💵 Families earn per year (2026)$80,005about $6,667/month · 8% lower than U.S. average
🔑 House price$254,80023% lower than U.S. average

Rent is lower than in 66% of U.S. cities. A typical house costs about 3.2 years of household income.

How much money do I need?

To rent here comfortably, you should earn about $54,040 a year. That is $26 an hour at a full-time job.

Is rent cheaper than other Missouri cities?

No. Rent here is more expensive than in most of Missouri. It is number 82 of 142 cities from cheapest to most expensive.

Ozark
$1,351
Sedalia
$1,048
Webster Groves
$1,863
Arnold
$1,256
Old Jamestown
$2,029
Raymore
$1,339
Rolla
$907

How much do households earn in Ozark?

Under $25k
11.3%
$25k–50k
27.2%
$50k–100k
41.1%
$100k–150k
12.5%
$150k+
5.9%

Share of households by yearly income. 18.3% of households earn $100,000 or more.

Rent by apartment size in Ozark

SizeOzarkU.S. average
1 bedroom$892$1,324
2 bedrooms$989$1,509
3 bedrooms$1,558$1,698
4 bedrooms$1,912$2,098

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Ozark overall?

Everyday prices in Missouri overall are 9% below the U.S. average (index 90.8, U.S. = 100).

Housing
70
Goods (food, clothes…)
96
Utilities
79
Other services
95
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Ozark, so the Missouri figure is shown.

Taxes and bills in Ozark

🏛️ Property tax$1,926a year · 0.76% of home value · U.S. $3,119
⚡ Electric bill$164a month (typical) · U.S. $156

Life in Ozark

Commute to work23.5 minU.S.: 26.4 min
College degree30.7%U.S.: 35.7%
Own their home62.6%U.S.: 65.2%
Below poverty line12.6%U.S.: 12.5%
Unemployment4.3%U.S.: 5.2%

Is it cheaper to rent or buy in Ozark?

Renting is cheaper right now: about $417 a month less.

Renting
$1,351
Owning
$1,768

Owning assumes a typical $254,800 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $25,480 for the down payment.

Frequently asked questions

What is the average rent in Ozark, MO?

Renting in Ozark costs a median of about $1,351 a month in 2026, including utilities. The Missouri median is $1,285.

How much do I need to make to live in Ozark?

To keep rent under 30% of income, you need about $54,040 a year, or $26 an hour at a full-time job.

Is Ozark cheap or expensive?

Ozark is rated OK: rent takes 20.3% of the typical household income of $80,005. It ranks 82nd cheapest of 142 Missouri cities we track.

How much are property taxes in Ozark?

The median homeowner in Ozark pays $1,926 a year in property taxes, about 0.76% of the median home value.

Is Ozark more expensive than the national average?

Overall prices in Missouri are 9% below the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Ozark?

The median home value in Ozark is $254,800, about 3.2 times the typical yearly household income.

22,417 people live in Ozark. Numbers are typical (middle) values.