Cost of Living in Ozark, AL: Rent, Income & Home Prices

CheapRent takes 11 cents of every $1 people earn here.

🏠 Rent per month (2026)$49872% lower than U.S. average

💵 Families earn per year (2026)$52,786about $4,399/month · 39% lower than U.S. average

🔑 House price$148,90055% lower than U.S. average

Rent here is among the lowest 10% of all U.S. cities. A typical house costs under 3 years of household income, which is easy by U.S. standards.

How much money do I need?

To rent here comfortably, you should earn about $19,920 a year. That is $10 an hour at a full-time job.

Is rent cheaper than other Alabama cities?

Yes. Rent here is cheaper than in most of Alabama. It is number 2 of 120 cities from cheapest to most expensive.

Ozark

$498

$871

$912

$1,120

$515

$714

$723

How much do households earn in Ozark?

Under $25k

24.4%

$25k–50k

21.3%

$50k–100k

27.0%

$100k–150k

9.2%

$150k+

5.5%

Share of households by yearly income. 14.7% of households earn $100,000 or more.

Rent by apartment size in Ozark

Size	Ozark	U.S. average
Studio	$673	$1,338
1 bedroom	$651	$1,324
2 bedrooms	$732	$1,509
3 bedrooms	$833	$1,698
4 bedrooms	$1,106	$2,098

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Ozark overall?

Everyday prices in Alabama overall are 11% below the U.S. average (index 88.8, U.S. = 100).

Housing

Goods (food, clothes…)

Utilities

Other services

U.S. average

100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Ozark, so the Alabama figure is shown.

Taxes and bills in Ozark

🏛️ Property tax$539a year · 0.36% of home value · U.S. $3,119

⚡ Electric bill$208a month (typical) · U.S. $156

Life in Ozark

Commute to work23.5 minU.S.: 26.4 min

College degree18.3%U.S.: 35.7%

Own their home64.9%U.S.: 65.2%

Below poverty line28.1%U.S.: 12.5%

Unemployment9.1%U.S.: 5.2%

Is it cheaper to rent or buy in Ozark?

Renting is cheaper right now: about $535 a month less.

Renting

$498

Owning

$1,033

Owning assumes a typical $148,900 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $14,890 for the down payment.

Frequently asked questions

What is the average rent in Ozark, AL?

Renting in Ozark costs a median of about $498 a month in 2026, including utilities. The Alabama median is $1,175.

How much do I need to make to live in Ozark?

To keep rent under 30% of income, you need about $19,920 a year, or $10 an hour at a full-time job.

Is Ozark cheap or expensive?

Ozark is rated Cheap: rent takes 11.3% of the typical household income of $52,786. It ranks 2nd cheapest of 120 Alabama cities we track.

How much are property taxes in Ozark?

The median homeowner in Ozark pays $539 a year in property taxes, about 0.36% of the median home value.

Is Ozark more expensive than the national average?

Overall prices in Alabama are 11% below the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Ozark?

The median home value in Ozark is $148,900, about 2.8 times the typical yearly household income.

14,327 people live in Ozark. Numbers are typical (middle) values.

Is Ozark, AL expensive to live in?