Rent is higher than in 85% of U.S. cities. A typical house costs about 6.3 years of household income, so buying is hard for most locals.
How much money do I need?
To rent here comfortably, you should earn about $98,960 a year. That is $48 an hour at a full-time job.
Is rent cheaper than other California cities?
No. Rent here is more expensive than in most of California. It is number 370 of 653 cities from cheapest to most expensive.
Compare Oxnard with other big cities
Compare Oxnard to 149 other cities →
How much do households earn in Oxnard?
Share of households by yearly income. 36.2% of households earn $100,000 or more.
Rent by apartment size in Oxnard
| Size | Oxnard | U.S. average |
|---|---|---|
| Studio | $1,664 | $1,338 |
| 1 bedroom | $1,826 | $1,324 |
| 2 bedrooms | $2,057 | $1,509 |
| 3 bedrooms | $2,571 | $1,698 |
| 4 bedrooms | $3,167 | $2,098 |
Median monthly rent plus utilities for all renters, by number of bedrooms.
How expensive is Oxnard overall?
Everyday prices in the Oxnard-Thousand Oaks-Ventura metro area are 11% above the U.S. average (index 110.5, U.S. = 100).
Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024.
Taxes and bills in Oxnard
Life in Oxnard
What jobs pay in Oxnard
| Job | Median pay | Rent / pay |
|---|---|---|
| Lawyer | $185,520 | 16.0% |
| Pharmacist | $160,430 | 18.5% |
| Software Developer | $159,430 | 18.6% |
| Physician Assistant | $154,760 | 19.2% |
| Nurse Practitioner | $148,800 | 20.0% |
| Registered Nurse | $131,160 | 22.6% |
| Dental Hygienist | $126,530 | 23.5% |
| Computer Systems Analyst | $119,970 | 24.7% |
| Police Officer | $119,640 | 24.8% |
| Civil Engineer | $108,820 | 27.3% |
| Operations Manager | $103,870 | 28.6% |
| Elementary School Teacher | $99,420 | 29.9% |
| Accountant | $90,340 | 32.9% |
| Market Research Analyst | $80,100 | 37.1% |
| Licensed Practical Nurse | $79,020 | 37.6% |
| Firefighter | $77,400 | 38.4% |
| Carpenter | $74,060 | 40.1% |
| HVAC Technician | $69,710 | 42.6% |
| Electrician | $64,840 | 45.8% |
| Plumber | $62,300 | 47.7% |
| Truck Driver | $59,120 | 50.2% |
| Medical Assistant | $50,680 | 58.6% |
| Customer Service Representative | $49,190 | 60.4% |
| Nursing Assistant | $46,800 | 63.4% |
| Restaurant Cook | $42,060 | 70.6% |
| Warehouse Worker | $41,920 | 70.8% |
| Retail Salesperson | $36,880 | 80.5% |
| Cashier | $36,150 | 82.1% |
| Server (Waiter/Waitress) | $34,910 | 85.0% |
Is it cheaper to rent or buy in Oxnard?
Renting is cheaper right now: about $2,055 a month less.
Owning assumes a typical $652,700 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $65,270 for the down payment.
Frequently asked questions
What is the average rent in Oxnard, CA?
Renting in Oxnard costs a median of about $2,474 a month in 2026, including utilities. The California median is $2,357.
How much do I need to make to live in Oxnard?
To keep rent under 30% of income, you need about $98,960 a year, or $48 an hour at a full-time job.
Is Oxnard cheap or expensive?
Oxnard is rated OK: rent takes 28.6% of the typical household income of $103,765. It ranks 370th cheapest of 653 California cities we track.
How much are property taxes in Oxnard?
The median homeowner in Oxnard pays $4,485 a year in property taxes, about 0.69% of the median home value.
Is Oxnard more expensive than the national average?
Overall prices in the metro area are 11% above the U.S. average, according to the U.S. Bureau of Economic Analysis.
How much does a house cost in Oxnard?
The median home value in Oxnard is $652,700, about 6.3 times the typical yearly household income.
200,928 people live in Oxnard. Numbers are typical (middle) values.