salaryRent is lower than in 68% of U.S. cities. A typical house costs about 5.4 years of household income. Commutes are short, about 15.2 minutes. Most households rent (66%), so there are plenty of rental options. It is a highly educated city: 61% of adults have a college degree.
How much money do I need?
To rent here comfortably, you should earn about $52,480 a year. That is $25 an hour at a full-time job.
Is rent cheaper than other Ohio cities?
No. Rent here is more expensive than in most of Ohio. It is number 157 of 288 cities from cheapest to most expensive.
How much do households earn in Oxford?
Share of households by yearly income. 19.1% of households earn $100,000 or more.
Rent by apartment size in Oxford
| Size | Oxford | U.S. average |
|---|---|---|
| Studio | $758 | $1,338 |
| 1 bedroom | $964 | $1,324 |
| 2 bedrooms | $988 | $1,509 |
| 3 bedrooms | $1,275 | $1,698 |
| 4 bedrooms | $1,288 | $2,098 |
Median monthly rent plus utilities for all renters, by number of bedrooms.
How expensive is Oxford overall?
Everyday prices in Ohio overall are 7% below the U.S. average (index 92.8, U.S. = 100).
Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Oxford, so the Ohio figure is shown.
Taxes and bills in Oxford
Life in Oxford
Is it cheaper to rent or buy in Oxford?
Renting is cheaper right now: about $339 a month less.
Owning assumes a typical $238,000 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $23,800 for the down payment.
Frequently asked questions
What is the average rent in Oxford, OH?
Renting in Oxford costs a median of about $1,312 a month in 2026, including utilities. The Ohio median is $1,261.
How much do I need to make to live in Oxford?
To keep rent under 30% of income, you need about $52,480 a year, or $25 an hour at a full-time job.
Is Oxford cheap or expensive?
Oxford is rated Expensive: rent takes 35.8% of the typical household income of $43,964. It ranks 157th cheapest of 288 Ohio cities we track.
How much are property taxes in Oxford?
The median homeowner in Oxford pays $2,625 a year in property taxes, about 1.10% of the median home value.
Is Oxford more expensive than the national average?
Overall prices in Ohio are 7% below the U.S. average, according to the U.S. Bureau of Economic Analysis.
How much does a house cost in Oxford?
The median home value in Oxford is $238,000, about 5.4 times the typical yearly household income.
21,753 people live in Oxford. Numbers are typical (middle) values.