States › North Carolina › Oxford

Is Oxford, NC expensive to live in?

OKRent takes 27 cents of every $1 people earn here.
🏠 Rent per month (2026)$1,04740% lower than U.S. average
💵 Families earn per year (2026)$46,434about $3,870/month · 47% lower than U.S. average
🔑 House price$196,20041% lower than U.S. average

Rent is lower than in 85% of U.S. cities. A typical house costs about 4.2 years of household income.

How much money do I need?

To rent here comfortably, you should earn about $41,880 a year. That is $20 an hour at a full-time job.

Is rent cheaper than other North Carolina cities?

Yes. Rent here is cheaper than in most of North Carolina. It is number 32 of 164 cities from cheapest to most expensive.

Oxford
$1,047
Rockingham
$693
Kings Grant
$1,359
Oak Island
$1,409
Wesley Chapel
$3,358
Zebulon
$2,316
Aberdeen
$1,527

How much do households earn in Oxford?

Under $25k
25.1%
$25k–50k
23.1%
$50k–100k
28.6%
$100k–150k
9.1%
$150k+
4.7%

Share of households by yearly income. 13.8% of households earn $100,000 or more.

Rent by apartment size in Oxford

SizeOxfordU.S. average
1 bedroom$733$1,324
2 bedrooms$1,090$1,509
3 bedrooms$1,093$1,698

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Oxford overall?

Everyday prices in North Carolina overall are 6% below the U.S. average (index 94.3, U.S. = 100).

Housing
81
Goods (food, clothes…)
97
Utilities
89
Other services
98
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Oxford, so the North Carolina figure is shown.

Taxes and bills in Oxford

🏛️ Property tax$1,410a year · 0.72% of home value · U.S. $3,119
⚡ Electric bill$149a month (typical) · U.S. $156

Life in Oxford

Commute to work29.2 minU.S.: 26.4 min
College degree19.2%U.S.: 35.7%
Own their home52.9%U.S.: 65.2%
Below poverty line28.3%U.S.: 12.5%
Unemployment7%U.S.: 5.2%

Is it cheaper to rent or buy in Oxford?

Renting is cheaper right now: about $314 a month less.

Renting
$1,047
Owning
$1,361

Owning assumes a typical $196,200 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $19,620 for the down payment.

Frequently asked questions

What is the average rent in Oxford, NC?

Renting in Oxford costs a median of about $1,047 a month in 2026, including utilities. The North Carolina median is $1,496.

How much do I need to make to live in Oxford?

To keep rent under 30% of income, you need about $41,880 a year, or $20 an hour at a full-time job.

Is Oxford cheap or expensive?

Oxford is rated OK: rent takes 27.1% of the typical household income of $46,434. It ranks 32nd cheapest of 164 North Carolina cities we track.

How much are property taxes in Oxford?

The median homeowner in Oxford pays $1,410 a year in property taxes, about 0.72% of the median home value.

Is Oxford more expensive than the national average?

Overall prices in North Carolina are 6% below the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Oxford?

The median home value in Oxford is $196,200, about 4.2 times the typical yearly household income.

8,914 people live in Oxford. Numbers are typical (middle) values.