States › Massachusetts › Oxford

Is Oxford, MA expensive to live in?

CheapRent takes 16 cents of every $1 people earn here.
🏠 Rent per month (2026)$1,32724% lower than U.S. average
💵 Families earn per year (2026)$96,658about $8,055/month · 11% higher than U.S. average
🔑 House price$345,7004% higher than U.S. average

Rent is lower than in 67% of U.S. cities. A typical house costs about 3.6 years of household income. Commutes are long, about 31.7 minutes each way. Most homes (83.2%) are owned, so rentals can be hard to find.

How much money do I need?

To rent here comfortably, you should earn about $53,080 a year. That is $26 an hour at a full-time job.

Is rent cheaper than other Massachusetts cities?

Yes. Rent here is cheaper than in most of Massachusetts. It is number 15 of 123 cities from cheapest to most expensive.

Oxford
$1,327
Spencer
$1,157
Salisbury
$1,953
East Harwich
$2,570
Scituate
$975
West Concord
$2,952
Kingston
$1,769

How much do households earn in Oxford?

Under $25k
10.1%
$25k–50k
23.1%
$50k–100k
20.2%
$100k–150k
29.4%
$150k+
10.1%

Share of households by yearly income. 39.5% of households earn $100,000 or more.

How expensive is Oxford overall?

Everyday prices in Massachusetts overall are 6% above the U.S. average (index 105.8, U.S. = 100).

Housing
128
Goods (food, clothes…)
99
Utilities
152
Other services
103
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Oxford, so the Massachusetts figure is shown.

Taxes and bills in Oxford

🏛️ Property tax$4,540a year · 1.31% of home value · U.S. $3,119
⚡ Electric bill$210a month (typical) · U.S. $156

Life in Oxford

Commute to work31.7 minU.S.: 26.4 min
College degree31.2%U.S.: 35.7%
Own their home83.2%U.S.: 65.2%
Below poverty line11.4%U.S.: 12.5%
Unemployment4.8%U.S.: 5.2%

Is it cheaper to rent or buy in Oxford?

Renting is cheaper right now: about $1,072 a month less.

Renting
$1,327
Owning
$2,399

Owning assumes a typical $345,700 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $34,570 for the down payment.

Frequently asked questions

What is the average rent in Oxford, MA?

Renting in Oxford costs a median of about $1,327 a month in 2026, including utilities. The Massachusetts median is $2,331.

How much do I need to make to live in Oxford?

To keep rent under 30% of income, you need about $53,080 a year, or $26 an hour at a full-time job.

Is Oxford cheap or expensive?

Oxford is rated Cheap: rent takes 16.5% of the typical household income of $96,658. It ranks 15th cheapest of 123 Massachusetts cities we track.

How much are property taxes in Oxford?

The median homeowner in Oxford pays $4,540 a year in property taxes, about 1.31% of the median home value.

Is Oxford more expensive than the national average?

Overall prices in Massachusetts are 6% above the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Oxford?

The median home value in Oxford is $345,700, about 3.6 times the typical yearly household income.

5,671 people live in Oxford. Numbers are typical (middle) values.