salaryRent is lower than in 54% of U.S. cities. A typical house costs under 3 years of household income, which is easy by U.S. standards. Most homes (75.1%) are owned, so rentals can be hard to find.
How much money do I need?
To rent here comfortably, you should earn about $62,680 a year. That is $30 an hour at a full-time job.
Is rent cheaper than other Alabama cities?
No. Rent here is more expensive than in most of Alabama. It is number 96 of 120 cities from cheapest to most expensive.
How much do households earn in Oxford?
Share of households by yearly income. 19.7% of households earn $100,000 or more.
Rent by apartment size in Oxford
| Size | Oxford | U.S. average |
|---|---|---|
| 1 bedroom | $649 | $1,324 |
| 2 bedrooms | $899 | $1,509 |
| 3 bedrooms | $1,173 | $1,698 |
| 4 bedrooms | $1,041 | $2,098 |
Median monthly rent plus utilities for all renters, by number of bedrooms.
How expensive is Oxford overall?
Everyday prices in the Anniston-Oxford metro area are 14% below the U.S. average (index 85.9, U.S. = 100).
Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024.
Taxes and bills in Oxford
Life in Oxford
What jobs pay in Oxford
| Job | Median pay | Rent / pay |
|---|---|---|
| Pharmacist | $126,760 | 14.8% |
| Lawyer | $113,210 | 16.6% |
| Nurse Practitioner | $101,220 | 18.6% |
| Software Developer | $99,260 | 18.9% |
| Operations Manager | $98,540 | 19.1% |
| Physician Assistant | $98,130 | 19.2% |
| Civil Engineer | $97,290 | 19.3% |
| Registered Nurse | $72,730 | 25.9% |
| Accountant | $66,260 | 28.4% |
| Elementary School Teacher | $61,200 | 30.7% |
| Licensed Practical Nurse | $57,090 | 32.9% |
| Dental Hygienist | $56,950 | 33.0% |
| Plumber | $56,850 | 33.1% |
| Market Research Analyst | $54,570 | 34.5% |
| Electrician | $54,200 | 34.7% |
| Truck Driver | $50,550 | 37.2% |
| Carpenter | $49,070 | 38.3% |
| HVAC Technician | $47,780 | 39.4% |
| Police Officer | $44,890 | 41.9% |
| Firefighter | $39,940 | 47.1% |
| Warehouse Worker | $38,710 | 48.6% |
| Customer Service Representative | $36,190 | 52.0% |
| Medical Assistant | $34,900 | 53.9% |
| Nursing Assistant | $31,920 | 58.9% |
| Restaurant Cook | $29,850 | 63.0% |
| Retail Salesperson | $29,400 | 64.0% |
| Cashier | $27,130 | 69.3% |
| Server (Waiter/Waitress) | $24,640 | 76.3% |
Is it cheaper to rent or buy in Oxford?
Buying is cheaper month to month: about $381 a month less than renting.
Owning assumes a typical $170,900 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $17,090 for the down payment.
Frequently asked questions
What is the average rent in Oxford, AL?
Renting in Oxford costs a median of about $1,567 a month in 2026, including utilities. The Alabama median is $1,175.
How much do I need to make to live in Oxford?
To keep rent under 30% of income, you need about $62,680 a year, or $30 an hour at a full-time job.
Is Oxford cheap or expensive?
Oxford is rated OK: rent takes 23.5% of the typical household income of $80,098. It ranks 96th cheapest of 120 Alabama cities we track.
How much are property taxes in Oxford?
The median homeowner in Oxford pays $697 a year in property taxes, about 0.41% of the median home value.
Is Oxford more expensive than the national average?
Overall prices in the metro area are 14% below the U.S. average, according to the U.S. Bureau of Economic Analysis.
How much does a house cost in Oxford?
The median home value in Oxford is $170,900, about 2.1 times the typical yearly household income.
22,063 people live in Oxford. Numbers are typical (middle) values.