States › Kansas › Ottawa

Is Ottawa, KS expensive to live in?

CheapRent takes 20 cents of every $1 people earn here.
🏠 Rent per month (2026)$1,27727% lower than U.S. average
💵 Families earn per year (2026)$77,327about $6,444/month · 11% lower than U.S. average
🔑 House price$166,50050% lower than U.S. average

Rent is lower than in 71% of U.S. cities. A typical house costs under 3 years of household income, which is easy by U.S. standards.

How much money do I need?

To rent here comfortably, you should earn about $51,080 a year. That is $25 an hour at a full-time job.

Is rent cheaper than other Kansas cities?

No. Rent here is more expensive than in most of Kansas. It is number 41 of 65 cities from cheapest to most expensive.

Ottawa
$1,277
$1,215
$1,157
$1,555
$1,288

How much do households earn in Ottawa?

Under $25k
17.0%
$25k–50k
25.7%
$50k–100k
37.6%
$100k–150k
16.9%
$150k+
1.2%

Share of households by yearly income. 18.1% of households earn $100,000 or more.

Rent by apartment size in Ottawa

SizeOttawaU.S. average
Studio$930$1,338
1 bedroom$817$1,324
2 bedrooms$1,188$1,509
3 bedrooms$1,251$1,698
4 bedrooms$1,590$2,098

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Ottawa overall?

Everyday prices in Kansas overall are 10% below the U.S. average (index 90.1, U.S. = 100).

Housing
71
Goods (food, clothes…)
94
Utilities
88
Other services
94
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Ottawa, so the Kansas figure is shown.

Taxes and bills in Ottawa

🏛️ Property tax$3,010a year · 1.81% of home value · U.S. $3,119
⚡ Electric bill$181a month (typical) · U.S. $156

Life in Ottawa

Commute to work20.2 minU.S.: 26.4 min
College degree25.8%U.S.: 35.7%
Own their home59.8%U.S.: 65.2%
Below poverty line9.1%U.S.: 12.5%
Unemployment2.9%U.S.: 5.2%

Is it cheaper to rent or buy in Ottawa?

Buying is cheaper month to month: about $122 a month less than renting.

Renting
$1,277
Owning
$1,155

Owning assumes a typical $166,500 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $16,650 for the down payment.

Frequently asked questions

What is the average rent in Ottawa, KS?

Renting in Ottawa costs a median of about $1,277 a month in 2026, including utilities. The Kansas median is $1,222.

How much do I need to make to live in Ottawa?

To keep rent under 30% of income, you need about $51,080 a year, or $25 an hour at a full-time job.

Is Ottawa cheap or expensive?

Ottawa is rated Cheap: rent takes 19.8% of the typical household income of $77,327. It ranks 41st cheapest of 65 Kansas cities we track.

How much are property taxes in Ottawa?

The median homeowner in Ottawa pays $3,010 a year in property taxes, about 1.81% of the median home value.

Is Ottawa more expensive than the national average?

Overall prices in Kansas are 10% below the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Ottawa?

The median home value in Ottawa is $166,500, about 2.2 times the typical yearly household income.

12,678 people live in Ottawa. Numbers are typical (middle) values.