States › New York › Ossining

Is Ossining, NY expensive to live in?

OKRent takes 25 cents of every $1 people earn here.
🏠 Rent per month (2026)$2,29731% higher than U.S. average
💵 Families earn per year (2026)$111,703about $9,309/month · 28% higher than U.S. average
🔑 House price$449,10035% higher than U.S. average

Rent is higher than in 79% of U.S. cities. A typical house costs about 4.0 years of household income. Commutes are long, about 36.1 minutes each way.

How much money do I need?

To rent here comfortably, you should earn about $91,880 a year. That is $44 an hour at a full-time job.

Is rent cheaper than other New York cities?

No. Rent here is more expensive than in most of New York. It is number 190 of 343 cities from cheapest to most expensive.

Ossining
$2,297
$2,605
$1,219
$1,391
$3,743

How much do households earn in Ossining?

Under $25k
8.3%
$25k–50k
12.0%
$50k–100k
33.2%
$100k–150k
21.0%
$150k+
21.4%

Share of households by yearly income. 42.5% of households earn $100,000 or more.

Rent by apartment size in Ossining

SizeOssiningU.S. average
Studio$1,592$1,338
1 bedroom$2,034$1,324
2 bedrooms$2,622$1,509
3 bedrooms$2,984$1,698
4 bedrooms$2,593$2,098

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Ossining overall?

Everyday prices in New York overall are 8% above the U.S. average (index 107.9, U.S. = 100).

Housing
122
Goods (food, clothes…)
107
Utilities
134
Other services
104
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Ossining, so the New York figure is shown.

Taxes and bills in Ossining

🏛️ Property tax$10,000+a year · 2.23% of home value · U.S. $3,119
⚡ Electric bill$208a month (typical) · U.S. $156

Life in Ossining

Commute to work36.1 minU.S.: 26.4 min
College degree37.4%U.S.: 35.7%
Own their home51.4%U.S.: 65.2%
Below poverty line8.6%U.S.: 12.5%
Unemployment6%U.S.: 5.2%

Is it cheaper to rent or buy in Ossining?

Renting is cheaper right now: about $819 a month less.

Renting
$2,297
Owning
$3,116

Owning assumes a typical $449,100 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $44,910 for the down payment.

Frequently asked questions

What is the average rent in Ossining, NY?

Renting in Ossining costs a median of about $2,297 a month in 2026, including utilities. The New York median is $2,177.

How much do I need to make to live in Ossining?

To keep rent under 30% of income, you need about $91,880 a year, or $44 an hour at a full-time job.

Is Ossining cheap or expensive?

Ossining is rated OK: rent takes 24.7% of the typical household income of $111,703. It ranks 190th cheapest of 343 New York cities we track.

How much are property taxes in Ossining?

The median homeowner in Ossining pays $10,000+ a year in property taxes, about 2.23% of the median home value.

Is Ossining more expensive than the national average?

Overall prices in New York are 8% above the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Ossining?

The median home value in Ossining is $449,100, about 4.0 times the typical yearly household income.

26,950 people live in Ossining. Numbers are typical (middle) values.