salaryRent is higher than in 80% of U.S. cities. A typical house costs about 6.7 years of household income, so buying is hard for most locals. Most homes (86.6%) are owned, so rentals can be hard to find. It is a highly educated city: 56.7% of adults have a college degree.
How much money do I need?
To rent here comfortably, you should earn about $92,440 a year. That is $44 an hour at a full-time job.
Is rent cheaper than other Florida cities?
No. Rent here is more expensive than in most of Florida. It is number 344 of 479 cities from cheapest to most expensive.
How much do households earn in Osprey?
Share of households by yearly income. 39.8% of households earn $100,000 or more.
Rent by apartment size in Osprey
| Size | Osprey | U.S. average |
|---|---|---|
| 2 bedrooms | $2,462 | $1,509 |
| 3 bedrooms | $2,556 | $1,698 |
Median monthly rent plus utilities for all renters, by number of bedrooms.
How expensive is Osprey overall?
Everyday prices in Florida overall are 3% above the U.S. average (index 103.4, U.S. = 100).
Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Osprey, so the Florida figure is shown.
Taxes and bills in Osprey
Life in Osprey
Is it cheaper to rent or buy in Osprey?
Renting is cheaper right now: about $2,893 a month less.
Owning assumes a typical $750,000 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $75,000 for the down payment.
Frequently asked questions
What is the average rent in Osprey, FL?
Renting in Osprey costs a median of about $2,311 a month in 2026, including utilities. The Florida median is $1,963.
How much do I need to make to live in Osprey?
To keep rent under 30% of income, you need about $92,440 a year, or $44 an hour at a full-time job.
Is Osprey cheap or expensive?
Osprey is rated OK: rent takes 24.8% of the typical household income of $111,642. It ranks 344th cheapest of 479 Florida cities we track.
How much are property taxes in Osprey?
The median homeowner in Osprey pays $5,256 a year in property taxes, about 0.70% of the median home value.
Is Osprey more expensive than the national average?
Overall prices in Florida are 3% above the U.S. average, according to the U.S. Bureau of Economic Analysis.
How much does a house cost in Osprey?
The median home value in Osprey is $750,000, about 6.7 times the typical yearly household income.
5,943 people live in Osprey. Numbers are typical (middle) values.