States › Wisconsin › Oshkosh

Is Oshkosh, WI expensive to live in?

OKRent takes 21 cents of every $1 people earn here.
🏠 Rent per month (2026)$1,15634% lower than U.S. average
💵 Families earn per year (2026)$67,070about $5,589/month · 23% lower than U.S. average
🔑 House price$177,70047% lower than U.S. average

Rent is lower than in 79% of U.S. cities. A typical house costs under 3 years of household income, which is easy by U.S. standards. Commutes are short, about 18.1 minutes.

How much money do I need?

To rent here comfortably, you should earn about $46,240 a year. That is $22 an hour at a full-time job.

Is rent cheaper than other Wisconsin cities?

Yes. Rent here is cheaper than in most of Wisconsin. It is number 50 of 156 cities from cheapest to most expensive.

Oshkosh
$1,156
$1,553
$1,374
$1,193

How much do households earn in Oshkosh?

Under $25k
15.9%
$25k–50k
26.6%
$50k–100k
36.3%
$100k–150k
12.5%
$150k+
3.4%

Share of households by yearly income. 15.9% of households earn $100,000 or more.

Rent by apartment size in Oshkosh

SizeOshkoshU.S. average
Studio$858$1,338
1 bedroom$895$1,324
2 bedrooms$1,037$1,509
3 bedrooms$1,398$1,698
4 bedrooms$1,295$2,098

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Oshkosh overall?

Everyday prices in the Oshkosh-Neenah metro area are 7% below the U.S. average (index 92.9, U.S. = 100).

Housing
74
Goods (food, clothes…)
94
Utilities
91
Other services
99
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024.

Taxes and bills in Oshkosh

🏛️ Property tax$3,401a year · 1.91% of home value · U.S. $3,119
⚡ Electric bill$129a month (typical) · U.S. $156

Life in Oshkosh

Commute to work18.1 minU.S.: 26.4 min
College degree27.3%U.S.: 35.7%
Own their home55%U.S.: 65.2%
Below poverty line17.5%U.S.: 12.5%
Unemployment2.8%U.S.: 5.2%

What jobs pay in Oshkosh

JobMedian payRent / pay
Pharmacist$144,1509.6%
Physician Assistant$135,79010.2%
Nurse Practitioner$129,86010.7%
Lawyer$115,29012.0%
Operations Manager$111,21012.5%
Software Developer$104,00013.3%
Dental Hygienist$93,85014.8%
Computer Systems Analyst$91,63015.1%
Registered Nurse$87,34015.9%
Plumber$86,32016.1%
Carpenter$84,43016.4%
Civil Engineer$82,76016.8%
Police Officer$80,20017.3%
Accountant$77,58017.9%
Electrician$77,08018.0%
Market Research Analyst$63,06022.0%
Licensed Practical Nurse$60,96022.8%
HVAC Technician$60,53022.9%
Elementary School Teacher$60,15023.1%
Truck Driver$59,49023.3%
Firefighter$51,52026.9%
Medical Assistant$48,23028.8%
Warehouse Worker$45,97030.2%
Nursing Assistant$44,59031.1%
Customer Service Representative$43,24032.1%
Restaurant Cook$36,50038.0%
Retail Salesperson$32,69042.4%
Cashier$30,55045.4%
Server (Waiter/Waitress)$29,84046.5%

Is it cheaper to rent or buy in Oshkosh?

Renting is cheaper right now: about $77 a month less.

Renting
$1,156
Owning
$1,233

Owning assumes a typical $177,700 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $17,770 for the down payment.

Frequently asked questions

What is the average rent in Oshkosh, WI?

Renting in Oshkosh costs a median of about $1,156 a month in 2026, including utilities. The Wisconsin median is $1,305.

How much do I need to make to live in Oshkosh?

To keep rent under 30% of income, you need about $46,240 a year, or $22 an hour at a full-time job.

Is Oshkosh cheap or expensive?

Oshkosh is rated OK: rent takes 20.7% of the typical household income of $67,070. It ranks 50th cheapest of 156 Wisconsin cities we track.

How much are property taxes in Oshkosh?

The median homeowner in Oshkosh pays $3,401 a year in property taxes, about 1.91% of the median home value.

Is Oshkosh more expensive than the national average?

Overall prices in the metro area are 7% below the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Oshkosh?

The median home value in Oshkosh is $177,700, about 2.6 times the typical yearly household income.

66,729 people live in Oshkosh. Numbers are typical (middle) values.