salaryRent is higher than in 55% of U.S. cities. A typical house costs about 4.1 years of household income. Most homes (76.4%) are owned, so rentals can be hard to find. It is a highly educated city: 58% of adults have a college degree.
How much money do I need?
To rent here comfortably, you should earn about $70,120 a year. That is $34 an hour at a full-time job.
Is rent cheaper than other Arizona cities?
No. Rent here is more expensive than in most of Arizona. It is number 51 of 93 cities from cheapest to most expensive.
How much do households earn in Oro Valley?
Share of households by yearly income. 41.1% of households earn $100,000 or more.
Rent by apartment size in Oro Valley
| Size | Oro Valley | U.S. average |
|---|---|---|
| Studio | $1,223 | $1,338 |
| 1 bedroom | $1,454 | $1,324 |
| 2 bedrooms | $1,792 | $1,509 |
| 3 bedrooms | $1,971 | $1,698 |
| 4 bedrooms | $2,899 | $2,098 |
Median monthly rent plus utilities for all renters, by number of bedrooms.
How expensive is Oro Valley overall?
Everyday prices in Arizona overall are 1% above the U.S. average (index 100.7, U.S. = 100).
Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Oro Valley, so the Arizona figure is shown.
Taxes and bills in Oro Valley
Life in Oro Valley
Is it cheaper to rent or buy in Oro Valley?
Renting is cheaper right now: about $1,548 a month less.
Owning assumes a typical $475,700 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $47,570 for the down payment.
Frequently asked questions
What is the average rent in Oro Valley, AZ?
Renting in Oro Valley costs a median of about $1,753 a month in 2026, including utilities. The Arizona median is $1,671.
How much do I need to make to live in Oro Valley?
To keep rent under 30% of income, you need about $70,120 a year, or $34 an hour at a full-time job.
Is Oro Valley cheap or expensive?
Oro Valley is rated Cheap: rent takes 18.2% of the typical household income of $115,526. It ranks 51st cheapest of 93 Arizona cities we track.
How much are property taxes in Oro Valley?
The median homeowner in Oro Valley pays $3,686 a year in property taxes, about 0.77% of the median home value.
Is Oro Valley more expensive than the national average?
Overall prices in Arizona are 1% above the U.S. average, according to the U.S. Bureau of Economic Analysis.
How much does a house cost in Oro Valley?
The median home value in Oro Valley is $475,700, about 4.1 times the typical yearly household income.
48,162 people live in Oro Valley. Numbers are typical (middle) values.